Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Investment Percentiles: Survival rate to age 100: 36%
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $144,585 | $175,863 | $183,652 | $193,357 | $201,371 | $207,558 | $93,416.66 | $0.00 | $0.00 | $0.00 |
| 41 | $203,631 | $267,748 | $287,306 | $308,941 | $330,192 | $347,631 | $96,889.07 | $0.00 | $0.00 | $0.00 |
| 42 | $244,759 | $364,926 | $401,854 | $439,708 | $477,370 | $512,356 | $100,481.13 | $0.00 | $0.00 | $0.00 |
| 43 | $306,982 | $472,486 | $524,060 | $584,281 | $647,326 | $701,159 | $104,373.47 | $0.00 | $0.00 | $0.00 |
| 44 | $359,621 | $589,888 | $660,662 | $744,090 | $834,614 | $918,739 | $108,216.97 | $0.00 | $0.00 | $0.00 |
| 45 | $435,920 | $712,724 | $811,025 | $924,698 | $1,050,000 | $1,169,748 | $112,272.99 | $0.00 | $0.00 | $0.00 |
| 46 | $503,813 | $846,422 | $975,706 | $1,127,291 | $1,298,919 | $1,453,741 | $116,535.26 | $0.00 | $0.00 | $0.00 |
| 47 | $386,240 | $811,983 | $968,499 | $1,161,689 | $1,374,747 | $1,593,703 | $0.00 | $70,000.00 | $0.00 | $0.00 |
| 48 | $288,555 | $774,432 | $953,976 | $1,190,206 | $1,459,027 | $1,732,836 | $0.00 | $72,653.16 | $0.00 | $0.00 |
| 49 | $220,027 | $741,469 | $949,430 | $1,214,261 | $1,537,351 | $1,859,626 | $0.00 | $75,446.87 | $0.00 | $0.00 |
| 50 | $158,936 | $704,447 | $940,275 | $1,249,341 | $1,621,831 | $2,008,660 | $0.00 | $78,292.77 | $0.00 | $0.00 |
| 51 | $53,324 | $665,121 | $921,667 | $1,273,924 | $1,705,269 | $2,158,114 | $0.00 | $81,297.07 | $0.00 | $0.00 |
| 52 | $0 | $622,236 | $908,246 | $1,301,343 | $1,794,580 | $2,328,905 | $0.00 | $84,308.57 | $0.00 | $0.00 |
| 53 | $0 | $575,731 | $890,844 | $1,325,187 | $1,869,020 | $2,500,936 | $0.00 | $87,545.55 | $0.00 | $0.00 |
| 54 | $0 | $527,570 | $859,748 | $1,343,698 | $1,969,652 | $2,691,689 | $0.00 | $90,966.71 | $0.00 | $0.00 |
| 55 | $0 | $469,772 | $835,085 | $1,372,343 | $2,065,769 | $2,886,795 | $0.00 | $94,454.96 | $0.00 | $0.00 |
| 56 | $0 | $403,666 | $797,876 | $1,389,978 | $2,173,373 | $3,089,625 | $0.00 | $98,021.95 | $0.00 | $0.00 |
| 57 | $0 | $324,960 | $759,492 | $1,401,728 | $2,283,457 | $3,348,426 | $0.00 | $101,784.55 | $0.00 | $0.00 |
| 58 | $0 | $244,477 | $709,248 | $1,419,772 | $2,422,950 | $3,637,557 | $0.00 | $105,536.38 | $0.00 | $0.00 |
| 59 | $0 | $149,344 | $650,318 | $1,442,450 | $2,521,791 | $3,879,783 | $0.00 | $109,466.63 | $0.00 | $0.00 |
| 60 | $0 | $42,314 | $592,256 | $1,444,316 | $2,660,479 | $4,159,108 | $0.00 | $113,672.84 | $0.00 | $0.00 |
| 61 | $0 | $0 | $518,166 | $1,452,731 | $2,776,440 | $4,426,212 | $0.00 | $117,973.25 | $0.00 | $0.00 |
| 62 | $0 | $0 | $425,593 | $1,457,152 | $2,931,031 | $4,798,302 | $0.00 | $122,507.52 | $0.00 | $0.00 |
| 63 | $0 | $0 | $341,303 | $1,469,027 | $3,076,702 | $5,154,044 | $0.00 | $127,086.25 | $0.00 | $0.00 |
| 64 | $0 | $0 | $223,143 | $1,446,381 | $3,223,700 | $5,524,352 | $0.00 | $131,922.31 | $0.00 | $0.00 |
| 65 | $0 | $0 | $108,906 | $1,433,712 | $3,368,288 | $5,932,303 | $0.00 | $136,847.65 | $0.00 | $0.00 |
| 66 | $0 | $0 | $0 | $1,408,419 | $3,562,924 | $6,371,772 | $0.00 | $142,024.13 | $0.00 | $0.00 |
| 67 | $0 | $0 | $0 | $1,372,245 | $3,735,100 | $6,903,142 | $0.00 | $147,426.61 | $0.00 | $0.00 |
| 68 | $0 | $0 | $0 | $1,339,354 | $3,888,335 | $7,385,428 | $0.00 | $152,994.12 | $0.00 | $0.00 |
| 69 | $0 | $0 | $0 | $1,298,182 | $4,095,073 | $7,914,630 | $0.00 | $158,797.61 | $0.00 | $0.00 |
| 70 | $0 | $0 | $0 | $1,232,327 | $4,235,195 | $8,575,377 | $0.00 | $164,673.49 | $0.00 | $0.00 |
| 71 | $0 | $0 | $0 | $1,171,300 | $4,511,176 | $9,179,738 | $0.00 | $170,654.23 | $0.00 | $0.00 |
| 72 | $0 | $0 | $0 | $1,079,502 | $4,696,520 | $9,893,421 | $0.00 | $177,081.41 | $0.00 | $0.00 |
| 73 | $0 | $0 | $0 | $1,003,792 | $4,987,000 | $10,702,160 | $0.00 | $183,685.53 | $0.00 | $0.00 |
| 74 | $0 | $0 | $0 | $891,636 | $5,209,504 | $11,511,788 | $0.00 | $190,506.83 | $0.00 | $0.00 |
| 75 | $0 | $0 | $0 | $773,313 | $5,514,998 | $12,274,656 | $0.00 | $197,457.63 | $0.00 | $0.00 |
| 76 | $0 | $0 | $0 | $653,829 | $5,796,604 | $13,329,540 | $0.00 | $204,902.06 | $0.00 | $0.00 |
| 77 | $0 | $0 | $0 | $495,267 | $6,072,643 | $14,282,215 | $0.00 | $212,657.95 | $0.00 | $0.00 |
| 78 | $0 | $0 | $0 | $327,318 | $6,447,457 | $15,354,282 | $0.00 | $220,704.38 | $0.00 | $0.00 |
| 79 | $0 | $0 | $0 | $140,921 | $6,766,429 | $16,591,075 | $0.00 | $229,119.02 | $0.00 | $0.00 |
| 80 | $0 | $0 | $0 | $0 | $7,109,712 | $18,092,583 | $0.00 | $237,669.54 | $0.00 | $0.00 |
| 81 | $0 | $0 | $0 | $0 | $7,419,494 | $19,575,477 | $0.00 | $246,789.60 | $0.00 | $0.00 |
| 82 | $0 | $0 | $0 | $0 | $7,811,739 | $21,177,111 | $0.00 | $256,299.74 | $0.00 | $0.00 |
| 83 | $0 | $0 | $0 | $0 | $8,218,722 | $22,837,124 | $0.00 | $266,219.85 | $0.00 | $0.00 |
| 84 | $0 | $0 | $0 | $0 | $8,661,309 | $24,945,681 | $0.00 | $276,192.99 | $0.00 | $0.00 |
| 85 | $0 | $0 | $0 | $0 | $9,021,025 | $26,892,966 | $0.00 | $286,605.11 | $0.00 | $0.00 |
| 86 | $0 | $0 | $0 | $0 | $9,527,171 | $28,943,721 | $0.00 | $297,431.25 | $0.00 | $0.00 |
| 87 | $0 | $0 | $0 | $0 | $10,063,546 | $31,304,702 | $0.00 | $308,918.53 | $0.00 | $0.00 |
| 88 | $0 | $0 | $0 | $0 | $10,624,904 | $34,275,933 | $0.00 | $320,698.60 | $0.00 | $0.00 |
| 89 | $0 | $0 | $0 | $0 | $11,341,954 | $37,430,424 | $0.00 | $332,763.83 | $0.00 | $0.00 |
| 90 | $0 | $0 | $0 | $0 | $11,948,314 | $40,490,279 | $0.00 | $345,349.71 | $0.00 | $0.00 |
| 91 | $0 | $0 | $0 | $0 | $12,358,974 | $43,715,238 | $0.00 | $358,551.61 | $0.00 | $0.00 |
| 92 | $0 | $0 | $0 | $0 | $13,246,974 | $47,725,066 | $0.00 | $372,133.58 | $0.00 | $0.00 |
| 93 | $0 | $0 | $0 | $0 | $14,027,681 | $51,792,125 | $0.00 | $385,908.66 | $0.00 | $0.00 |
| 94 | $0 | $0 | $0 | $0 | $14,875,463 | $55,806,002 | $0.00 | $400,141.36 | $0.00 | $0.00 |
| 95 | $0 | $0 | $0 | $0 | $15,757,188 | $60,723,000 | $0.00 | $415,387.01 | $0.00 | $0.00 |
| 96 | $0 | $0 | $0 | $0 | $16,607,297 | $65,697,148 | $0.00 | $430,834.51 | $0.00 | $0.00 |
| 97 | $0 | $0 | $0 | $0 | $17,631,654 | $71,519,722 | $0.00 | $447,074.57 | $0.00 | $0.00 |
| 98 | $0 | $0 | $0 | $0 | $18,869,920 | $78,399,671 | $0.00 | $463,797.66 | $0.00 | $0.00 |
| 99 | $0 | $0 | $0 | $0 | $19,958,575 | $84,835,848 | $0.00 | $481,000.19 | $0.00 | $0.00 |
| 100 | $0 | $0 | $0 | $0 | $21,126,784 | $93,021,485 | $0.00 | $499,126.79 | $0.00 | $0.00 |
