Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Investment Percentiles: Survival rate to age 100: 36%
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $142,020 | $175,610 | $183,112 | $192,966 | $201,337 | $207,814 | $93,399.70 | $0.00 | $0.00 | $0.00 |
| 41 | $203,982 | $266,365 | $285,990 | $307,960 | $329,219 | $347,466 | $97,029.41 | $0.00 | $0.00 | $0.00 |
| 42 | $253,474 | $363,152 | $398,433 | $437,019 | $477,818 | $512,057 | $100,722.67 | $0.00 | $0.00 | $0.00 |
| 43 | $285,450 | $469,176 | $521,714 | $583,905 | $645,550 | $702,056 | $104,596.09 | $0.00 | $0.00 | $0.00 |
| 44 | $362,382 | $584,599 | $659,459 | $745,510 | $836,672 | $923,464 | $108,477.46 | $0.00 | $0.00 | $0.00 |
| 45 | $443,640 | $707,935 | $807,274 | $925,670 | $1,052,177 | $1,180,434 | $112,544.92 | $0.00 | $0.00 | $0.00 |
| 46 | $490,729 | $847,073 | $969,760 | $1,124,671 | $1,294,072 | $1,459,878 | $116,842.20 | $0.00 | $0.00 | $0.00 |
| 47 | $393,123 | $803,689 | $961,015 | $1,153,808 | $1,376,072 | $1,593,548 | $0.00 | $70,000.00 | $0.00 | $0.00 |
| 48 | $303,684 | $769,808 | $948,909 | $1,184,784 | $1,442,374 | $1,722,628 | $0.00 | $72,620.44 | $0.00 | $0.00 |
| 49 | $245,603 | $741,166 | $940,687 | $1,213,319 | $1,528,727 | $1,871,286 | $0.00 | $75,321.37 | $0.00 | $0.00 |
| 50 | $169,685 | $702,607 | $930,577 | $1,244,615 | $1,614,282 | $2,031,136 | $0.00 | $78,149.02 | $0.00 | $0.00 |
| 51 | $117,271 | $670,263 | $922,982 | $1,265,992 | $1,699,745 | $2,178,980 | $0.00 | $81,068.39 | $0.00 | $0.00 |
| 52 | $47,766 | $627,384 | $906,472 | $1,295,313 | $1,798,383 | $2,342,320 | $0.00 | $84,106.37 | $0.00 | $0.00 |
| 53 | $0 | $581,480 | $878,471 | $1,318,661 | $1,866,769 | $2,503,055 | $0.00 | $87,326.27 | $0.00 | $0.00 |
| 54 | $0 | $525,711 | $855,115 | $1,342,766 | $1,966,342 | $2,708,346 | $0.00 | $90,601.01 | $0.00 | $0.00 |
| 55 | $0 | $465,965 | $829,053 | $1,365,391 | $2,073,332 | $2,925,496 | $0.00 | $94,008.90 | $0.00 | $0.00 |
| 56 | $0 | $396,117 | $796,379 | $1,384,198 | $2,180,019 | $3,162,167 | $0.00 | $97,520.45 | $0.00 | $0.00 |
| 57 | $0 | $321,267 | $752,437 | $1,401,490 | $2,286,650 | $3,403,290 | $0.00 | $101,232.68 | $0.00 | $0.00 |
| 58 | $0 | $236,719 | $715,047 | $1,407,672 | $2,423,886 | $3,662,162 | $0.00 | $105,112.64 | $0.00 | $0.00 |
| 59 | $0 | $143,175 | $651,140 | $1,429,324 | $2,528,941 | $3,919,008 | $0.00 | $108,982.78 | $0.00 | $0.00 |
| 60 | $0 | $37,826 | $592,284 | $1,428,253 | $2,665,039 | $4,182,219 | $0.00 | $113,245.68 | $0.00 | $0.00 |
| 61 | $0 | $0 | $517,353 | $1,430,354 | $2,774,280 | $4,488,730 | $0.00 | $117,630.04 | $0.00 | $0.00 |
| 62 | $0 | $0 | $431,703 | $1,432,420 | $2,947,109 | $4,792,913 | $0.00 | $122,027.54 | $0.00 | $0.00 |
| 63 | $0 | $0 | $341,689 | $1,417,469 | $3,117,715 | $5,190,540 | $0.00 | $126,584.29 | $0.00 | $0.00 |
| 64 | $0 | $0 | $231,067 | $1,418,037 | $3,221,872 | $5,538,628 | $0.00 | $131,333.00 | $0.00 | $0.00 |
| 65 | $0 | $0 | $119,631 | $1,399,647 | $3,398,849 | $5,995,164 | $0.00 | $136,192.44 | $0.00 | $0.00 |
| 66 | $0 | $0 | $0 | $1,381,291 | $3,574,505 | $6,502,019 | $0.00 | $141,221.89 | $0.00 | $0.00 |
| 67 | $0 | $0 | $0 | $1,331,410 | $3,779,337 | $6,947,262 | $0.00 | $146,562.79 | $0.00 | $0.00 |
| 68 | $0 | $0 | $0 | $1,304,684 | $3,960,864 | $7,424,407 | $0.00 | $152,064.47 | $0.00 | $0.00 |
| 69 | $0 | $0 | $0 | $1,241,065 | $4,216,093 | $8,063,776 | $0.00 | $157,817.90 | $0.00 | $0.00 |
| 70 | $0 | $0 | $0 | $1,188,366 | $4,415,502 | $8,824,262 | $0.00 | $163,763.48 | $0.00 | $0.00 |
| 71 | $0 | $0 | $0 | $1,139,340 | $4,669,595 | $9,494,245 | $0.00 | $169,812.98 | $0.00 | $0.00 |
| 72 | $0 | $0 | $0 | $1,038,656 | $4,910,311 | $10,247,775 | $0.00 | $176,112.45 | $0.00 | $0.00 |
| 73 | $0 | $0 | $0 | $964,280 | $5,112,345 | $10,976,166 | $0.00 | $182,680.03 | $0.00 | $0.00 |
| 74 | $0 | $0 | $0 | $848,292 | $5,428,563 | $11,867,324 | $0.00 | $189,618.80 | $0.00 | $0.00 |
| 75 | $0 | $0 | $0 | $707,240 | $5,686,424 | $12,859,124 | $0.00 | $196,744.24 | $0.00 | $0.00 |
| 76 | $0 | $0 | $0 | $583,654 | $5,939,415 | $13,901,838 | $0.00 | $204,209.13 | $0.00 | $0.00 |
| 77 | $0 | $0 | $0 | $432,274 | $6,234,353 | $14,998,294 | $0.00 | $211,931.55 | $0.00 | $0.00 |
| 78 | $0 | $0 | $0 | $244,559 | $6,490,976 | $16,401,643 | $0.00 | $219,743.84 | $0.00 | $0.00 |
| 79 | $0 | $0 | $0 | $37,812 | $6,826,772 | $17,855,141 | $0.00 | $227,934.37 | $0.00 | $0.00 |
| 80 | $0 | $0 | $0 | $0 | $7,273,134 | $19,561,272 | $0.00 | $236,321.96 | $0.00 | $0.00 |
| 81 | $0 | $0 | $0 | $0 | $7,752,468 | $21,206,313 | $0.00 | $245,238.83 | $0.00 | $0.00 |
| 82 | $0 | $0 | $0 | $0 | $8,107,982 | $22,745,633 | $0.00 | $254,554.95 | $0.00 | $0.00 |
| 83 | $0 | $0 | $0 | $0 | $8,745,492 | $24,520,680 | $0.00 | $264,181.80 | $0.00 | $0.00 |
| 84 | $0 | $0 | $0 | $0 | $9,218,625 | $26,376,566 | $0.00 | $274,078.82 | $0.00 | $0.00 |
| 85 | $0 | $0 | $0 | $0 | $9,693,517 | $28,764,352 | $0.00 | $284,407.66 | $0.00 | $0.00 |
| 86 | $0 | $0 | $0 | $0 | $10,233,679 | $31,005,599 | $0.00 | $295,029.29 | $0.00 | $0.00 |
| 87 | $0 | $0 | $0 | $0 | $10,877,133 | $33,429,559 | $0.00 | $306,098.78 | $0.00 | $0.00 |
| 88 | $0 | $0 | $0 | $0 | $11,671,985 | $36,262,478 | $0.00 | $317,608.70 | $0.00 | $0.00 |
| 89 | $0 | $0 | $0 | $0 | $12,450,280 | $38,971,614 | $0.00 | $329,587.21 | $0.00 | $0.00 |
| 90 | $0 | $0 | $0 | $0 | $13,308,891 | $42,136,165 | $0.00 | $342,085.05 | $0.00 | $0.00 |
| 91 | $0 | $0 | $0 | $0 | $13,844,923 | $46,282,176 | $0.00 | $355,260.41 | $0.00 | $0.00 |
| 92 | $0 | $0 | $0 | $0 | $14,715,200 | $49,574,532 | $0.00 | $368,767.06 | $0.00 | $0.00 |
| 93 | $0 | $0 | $0 | $0 | $15,555,851 | $54,204,630 | $0.00 | $382,543.52 | $0.00 | $0.00 |
| 94 | $0 | $0 | $0 | $0 | $16,223,851 | $59,528,838 | $0.00 | $396,768.78 | $0.00 | $0.00 |
| 95 | $0 | $0 | $0 | $0 | $17,154,488 | $63,924,278 | $0.00 | $411,703.35 | $0.00 | $0.00 |
| 96 | $0 | $0 | $0 | $0 | $17,794,917 | $69,091,165 | $0.00 | $427,238.75 | $0.00 | $0.00 |
| 97 | $0 | $0 | $0 | $0 | $19,172,771 | $74,594,696 | $0.00 | $443,289.22 | $0.00 | $0.00 |
| 98 | $0 | $0 | $0 | $0 | $20,106,916 | $82,415,699 | $0.00 | $460,098.37 | $0.00 | $0.00 |
| 99 | $0 | $0 | $0 | $0 | $21,515,024 | $88,978,499 | $0.00 | $477,403.42 | $0.00 | $0.00 |
| 100 | $0 | $0 | $0 | $0 | $23,042,811 | $97,203,756 | $0.00 | $495,681.42 | $0.00 | $0.00 |
