Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Investment Percentiles: Survival rate to age 100: 36%
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $145,810 | $175,982 | $183,620 | $193,634 | $201,770 | $207,569 | $93,434.62 | $0.00 | $0.00 | $0.00 |
| 41 | $204,135 | $267,098 | $287,066 | $308,914 | $329,266 | $347,564 | $96,933.79 | $0.00 | $0.00 | $0.00 |
| 42 | $238,873 | $365,518 | $400,899 | $438,635 | $477,480 | $511,413 | $100,608.42 | $0.00 | $0.00 | $0.00 |
| 43 | $262,236 | $471,528 | $524,004 | $585,646 | $647,172 | $702,995 | $104,374.00 | $0.00 | $0.00 | $0.00 |
| 44 | $363,200 | $586,579 | $659,812 | $746,327 | $837,544 | $922,423 | $108,260.87 | $0.00 | $0.00 | $0.00 |
| 45 | $451,544 | $713,645 | $811,033 | $925,736 | $1,052,467 | $1,176,323 | $112,314.01 | $0.00 | $0.00 | $0.00 |
| 46 | $421,476 | $846,112 | $973,722 | $1,127,163 | $1,295,519 | $1,469,632 | $116,570.12 | $0.00 | $0.00 | $0.00 |
| 47 | $331,997 | $806,238 | $961,870 | $1,157,050 | $1,373,582 | $1,594,456 | $0.00 | $70,000.00 | $0.00 | $0.00 |
| 48 | $268,285 | $768,025 | $952,843 | $1,185,535 | $1,458,961 | $1,736,753 | $0.00 | $72,680.20 | $0.00 | $0.00 |
| 49 | $152,653 | $736,489 | $945,450 | $1,207,359 | $1,529,520 | $1,863,723 | $0.00 | $75,480.54 | $0.00 | $0.00 |
| 50 | $100,606 | $691,023 | $934,581 | $1,239,988 | $1,618,870 | $2,006,362 | $0.00 | $78,314.69 | $0.00 | $0.00 |
| 51 | $25,197 | $659,284 | $915,688 | $1,265,767 | $1,696,979 | $2,156,886 | $0.00 | $81,250.35 | $0.00 | $0.00 |
| 52 | $0 | $615,903 | $898,214 | $1,293,772 | $1,790,652 | $2,327,769 | $0.00 | $84,290.99 | $0.00 | $0.00 |
| 53 | $0 | $566,546 | $876,533 | $1,320,008 | $1,881,923 | $2,521,621 | $0.00 | $87,480.37 | $0.00 | $0.00 |
| 54 | $0 | $519,843 | $849,924 | $1,349,478 | $1,972,439 | $2,709,936 | $0.00 | $90,829.60 | $0.00 | $0.00 |
| 55 | $0 | $463,984 | $820,053 | $1,363,961 | $2,094,195 | $2,901,968 | $0.00 | $94,275.39 | $0.00 | $0.00 |
| 56 | $0 | $392,191 | $784,836 | $1,393,248 | $2,203,014 | $3,094,351 | $0.00 | $97,829.32 | $0.00 | $0.00 |
| 57 | $0 | $316,470 | $753,644 | $1,410,414 | $2,294,635 | $3,343,261 | $0.00 | $101,511.63 | $0.00 | $0.00 |
| 58 | $0 | $229,626 | $703,937 | $1,419,430 | $2,418,770 | $3,598,698 | $0.00 | $105,322.90 | $0.00 | $0.00 |
| 59 | $0 | $134,121 | $647,175 | $1,436,464 | $2,550,470 | $3,845,387 | $0.00 | $109,323.82 | $0.00 | $0.00 |
| 60 | $0 | $23,173 | $584,899 | $1,449,133 | $2,662,595 | $4,144,895 | $0.00 | $113,439.96 | $0.00 | $0.00 |
| 61 | $0 | $0 | $515,988 | $1,465,699 | $2,785,216 | $4,445,235 | $0.00 | $117,702.96 | $0.00 | $0.00 |
| 62 | $0 | $0 | $423,546 | $1,459,134 | $2,904,002 | $4,811,021 | $0.00 | $122,185.63 | $0.00 | $0.00 |
| 63 | $0 | $0 | $322,243 | $1,447,873 | $3,045,638 | $5,186,344 | $0.00 | $126,865.30 | $0.00 | $0.00 |
| 64 | $0 | $0 | $222,777 | $1,429,935 | $3,203,593 | $5,568,141 | $0.00 | $131,674.04 | $0.00 | $0.00 |
| 65 | $0 | $0 | $105,398 | $1,427,715 | $3,389,596 | $5,967,759 | $0.00 | $136,680.84 | $0.00 | $0.00 |
| 66 | $0 | $0 | $0 | $1,410,376 | $3,542,033 | $6,445,656 | $0.00 | $141,788.76 | $0.00 | $0.00 |
| 67 | $0 | $0 | $0 | $1,382,079 | $3,718,246 | $6,950,376 | $0.00 | $147,070.08 | $0.00 | $0.00 |
| 68 | $0 | $0 | $0 | $1,323,119 | $3,922,666 | $7,487,002 | $0.00 | $152,621.09 | $0.00 | $0.00 |
| 69 | $0 | $0 | $0 | $1,277,275 | $4,154,728 | $8,126,121 | $0.00 | $158,333.65 | $0.00 | $0.00 |
| 70 | $0 | $0 | $0 | $1,212,364 | $4,330,438 | $8,687,770 | $0.00 | $164,230.63 | $0.00 | $0.00 |
| 71 | $0 | $0 | $0 | $1,155,838 | $4,487,739 | $9,401,633 | $0.00 | $170,376.60 | $0.00 | $0.00 |
| 72 | $0 | $0 | $0 | $1,084,442 | $4,719,568 | $10,113,842 | $0.00 | $176,551.89 | $0.00 | $0.00 |
| 73 | $0 | $0 | $0 | $1,004,351 | $5,059,253 | $10,817,707 | $0.00 | $183,215.04 | $0.00 | $0.00 |
| 74 | $0 | $0 | $0 | $886,183 | $5,273,428 | $11,660,773 | $0.00 | $190,118.35 | $0.00 | $0.00 |
| 75 | $0 | $0 | $0 | $772,274 | $5,560,435 | $12,552,618 | $0.00 | $197,312.92 | $0.00 | $0.00 |
| 76 | $0 | $0 | $0 | $634,007 | $5,832,170 | $13,736,677 | $0.00 | $204,708.72 | $0.00 | $0.00 |
| 77 | $0 | $0 | $0 | $483,479 | $6,140,489 | $15,042,926 | $0.00 | $212,331.14 | $0.00 | $0.00 |
| 78 | $0 | $0 | $0 | $286,711 | $6,332,806 | $16,457,694 | $0.00 | $220,483.92 | $0.00 | $0.00 |
| 79 | $0 | $0 | $0 | $90,951 | $6,662,718 | $17,724,507 | $0.00 | $228,768.76 | $0.00 | $0.00 |
| 80 | $0 | $0 | $0 | $0 | $7,046,363 | $19,374,642 | $0.00 | $237,502.12 | $0.00 | $0.00 |
| 81 | $0 | $0 | $0 | $0 | $7,410,633 | $20,742,943 | $0.00 | $246,450.32 | $0.00 | $0.00 |
| 82 | $0 | $0 | $0 | $0 | $7,806,507 | $22,635,426 | $0.00 | $255,646.03 | $0.00 | $0.00 |
| 83 | $0 | $0 | $0 | $0 | $8,220,639 | $24,176,484 | $0.00 | $265,128.86 | $0.00 | $0.00 |
| 84 | $0 | $0 | $0 | $0 | $8,546,438 | $25,955,760 | $0.00 | $274,949.41 | $0.00 | $0.00 |
| 85 | $0 | $0 | $0 | $0 | $9,078,030 | $27,849,171 | $0.00 | $285,373.96 | $0.00 | $0.00 |
| 86 | $0 | $0 | $0 | $0 | $9,738,628 | $30,047,951 | $0.00 | $295,917.20 | $0.00 | $0.00 |
| 87 | $0 | $0 | $0 | $0 | $10,244,679 | $32,218,277 | $0.00 | $306,890.19 | $0.00 | $0.00 |
| 88 | $0 | $0 | $0 | $0 | $10,842,068 | $35,173,622 | $0.00 | $318,532.46 | $0.00 | $0.00 |
| 89 | $0 | $0 | $0 | $0 | $11,633,792 | $37,770,500 | $0.00 | $330,762.31 | $0.00 | $0.00 |
| 90 | $0 | $0 | $0 | $0 | $12,236,911 | $41,688,896 | $0.00 | $343,239.00 | $0.00 | $0.00 |
| 91 | $0 | $0 | $0 | $0 | $12,960,244 | $44,612,787 | $0.00 | $355,937.15 | $0.00 | $0.00 |
| 92 | $0 | $0 | $0 | $0 | $13,578,643 | $48,108,751 | $0.00 | $369,466.65 | $0.00 | $0.00 |
| 93 | $0 | $0 | $0 | $0 | $14,553,672 | $52,609,886 | $0.00 | $383,385.76 | $0.00 | $0.00 |
| 94 | $0 | $0 | $0 | $0 | $15,239,981 | $56,601,288 | $0.00 | $397,799.50 | $0.00 | $0.00 |
| 95 | $0 | $0 | $0 | $0 | $15,909,993 | $60,977,048 | $0.00 | $413,031.89 | $0.00 | $0.00 |
| 96 | $0 | $0 | $0 | $0 | $17,167,110 | $66,369,162 | $0.00 | $428,503.43 | $0.00 | $0.00 |
| 97 | $0 | $0 | $0 | $0 | $18,236,830 | $72,060,657 | $0.00 | $444,805.24 | $0.00 | $0.00 |
| 98 | $0 | $0 | $0 | $0 | $19,014,480 | $79,970,142 | $0.00 | $461,423.79 | $0.00 | $0.00 |
| 99 | $0 | $0 | $0 | $0 | $20,639,253 | $85,879,022 | $0.00 | $478,429.92 | $0.00 | $0.00 |
| 100 | $0 | $0 | $0 | $0 | $22,143,184 | $92,061,661 | $0.00 | $496,330.46 | $0.00 | $0.00 |
