Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Investment Percentiles: Survival rate to age 100: 36%
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $144,134 | $175,377 | $183,083 | $192,956 | $201,083 | $207,574 | $93,381.97 | $0.00 | $0.00 | $0.00 |
| 41 | $199,529 | $266,218 | $285,834 | $307,743 | $328,593 | $346,391 | $96,865.96 | $0.00 | $0.00 | $0.00 |
| 42 | $258,715 | $362,864 | $398,308 | $436,788 | $476,144 | $510,876 | $100,487.79 | $0.00 | $0.00 | $0.00 |
| 43 | $298,901 | $469,281 | $522,928 | $580,675 | $644,764 | $700,855 | $104,303.92 | $0.00 | $0.00 | $0.00 |
| 44 | $360,951 | $585,306 | $658,770 | $743,395 | $837,596 | $922,949 | $108,360.38 | $0.00 | $0.00 | $0.00 |
| 45 | $420,840 | $711,482 | $805,488 | $923,917 | $1,050,970 | $1,176,601 | $112,423.32 | $0.00 | $0.00 | $0.00 |
| 46 | $474,701 | $845,305 | $970,898 | $1,121,916 | $1,293,659 | $1,462,158 | $116,569.90 | $0.00 | $0.00 | $0.00 |
| 47 | $352,860 | $807,058 | $960,219 | $1,154,416 | $1,374,544 | $1,594,561 | $0.00 | $70,000.00 | $0.00 | $0.00 |
| 48 | $272,171 | $773,714 | $957,519 | $1,182,367 | $1,447,690 | $1,725,363 | $0.00 | $72,642.31 | $0.00 | $0.00 |
| 49 | $227,019 | $730,342 | $942,720 | $1,212,780 | $1,534,280 | $1,874,126 | $0.00 | $75,386.15 | $0.00 | $0.00 |
| 50 | $122,409 | $692,501 | $934,128 | $1,248,812 | $1,620,182 | $2,024,100 | $0.00 | $78,208.63 | $0.00 | $0.00 |
| 51 | $51,620 | $652,395 | $915,294 | $1,275,774 | $1,708,113 | $2,178,233 | $0.00 | $81,157.37 | $0.00 | $0.00 |
| 52 | $0 | $610,094 | $902,318 | $1,309,407 | $1,795,755 | $2,353,821 | $0.00 | $84,189.31 | $0.00 | $0.00 |
| 53 | $0 | $568,082 | $879,345 | $1,324,182 | $1,891,633 | $2,511,423 | $0.00 | $87,346.08 | $0.00 | $0.00 |
| 54 | $0 | $503,434 | $855,767 | $1,351,278 | $1,990,102 | $2,689,060 | $0.00 | $90,627.85 | $0.00 | $0.00 |
| 55 | $0 | $444,031 | $835,401 | $1,372,249 | $2,093,693 | $2,897,667 | $0.00 | $94,019.48 | $0.00 | $0.00 |
| 56 | $0 | $379,300 | $798,689 | $1,393,570 | $2,203,339 | $3,103,007 | $0.00 | $97,608.53 | $0.00 | $0.00 |
| 57 | $0 | $298,387 | $755,865 | $1,424,352 | $2,304,335 | $3,354,319 | $0.00 | $101,294.09 | $0.00 | $0.00 |
| 58 | $0 | $222,240 | $712,457 | $1,444,903 | $2,419,723 | $3,612,734 | $0.00 | $105,138.27 | $0.00 | $0.00 |
| 59 | $0 | $126,356 | $650,758 | $1,447,554 | $2,534,110 | $3,859,618 | $0.00 | $109,033.94 | $0.00 | $0.00 |
| 60 | $0 | $23,051 | $589,843 | $1,453,560 | $2,638,859 | $4,220,340 | $0.00 | $113,062.97 | $0.00 | $0.00 |
| 61 | $0 | $0 | $524,961 | $1,469,884 | $2,796,761 | $4,534,253 | $0.00 | $117,278.54 | $0.00 | $0.00 |
| 62 | $0 | $0 | $439,943 | $1,461,422 | $2,938,872 | $4,844,126 | $0.00 | $121,751.74 | $0.00 | $0.00 |
| 63 | $0 | $0 | $343,792 | $1,465,029 | $3,081,519 | $5,163,460 | $0.00 | $126,226.92 | $0.00 | $0.00 |
| 64 | $0 | $0 | $230,315 | $1,453,761 | $3,215,912 | $5,482,770 | $0.00 | $131,033.22 | $0.00 | $0.00 |
| 65 | $0 | $0 | $118,871 | $1,461,601 | $3,357,010 | $6,018,300 | $0.00 | $135,961.28 | $0.00 | $0.00 |
| 66 | $0 | $0 | $0 | $1,444,087 | $3,523,859 | $6,391,375 | $0.00 | $141,093.69 | $0.00 | $0.00 |
| 67 | $0 | $0 | $0 | $1,417,121 | $3,686,518 | $6,928,336 | $0.00 | $146,378.17 | $0.00 | $0.00 |
| 68 | $0 | $0 | $0 | $1,392,501 | $3,888,709 | $7,383,610 | $0.00 | $151,864.39 | $0.00 | $0.00 |
| 69 | $0 | $0 | $0 | $1,347,918 | $4,073,106 | $7,994,233 | $0.00 | $157,664.26 | $0.00 | $0.00 |
| 70 | $0 | $0 | $0 | $1,306,589 | $4,254,028 | $8,618,522 | $0.00 | $163,711.56 | $0.00 | $0.00 |
| 71 | $0 | $0 | $0 | $1,229,030 | $4,472,560 | $9,258,439 | $0.00 | $169,972.65 | $0.00 | $0.00 |
| 72 | $0 | $0 | $0 | $1,139,710 | $4,743,453 | $9,914,325 | $0.00 | $176,401.27 | $0.00 | $0.00 |
| 73 | $0 | $0 | $0 | $1,036,124 | $4,998,927 | $10,902,544 | $0.00 | $183,197.17 | $0.00 | $0.00 |
| 74 | $0 | $0 | $0 | $952,081 | $5,244,969 | $11,583,406 | $0.00 | $190,085.75 | $0.00 | $0.00 |
| 75 | $0 | $0 | $0 | $823,747 | $5,557,770 | $12,421,296 | $0.00 | $197,315.13 | $0.00 | $0.00 |
| 76 | $0 | $0 | $0 | $699,625 | $5,837,274 | $13,418,681 | $0.00 | $204,767.67 | $0.00 | $0.00 |
| 77 | $0 | $0 | $0 | $562,352 | $6,178,180 | $14,721,903 | $0.00 | $212,535.85 | $0.00 | $0.00 |
| 78 | $0 | $0 | $0 | $396,075 | $6,465,279 | $15,851,995 | $0.00 | $220,551.04 | $0.00 | $0.00 |
| 79 | $0 | $0 | $0 | $201,796 | $6,783,885 | $17,134,537 | $0.00 | $228,845.32 | $0.00 | $0.00 |
| 80 | $0 | $0 | $0 | $0 | $7,073,514 | $18,549,870 | $0.00 | $237,576.46 | $0.00 | $0.00 |
| 81 | $0 | $0 | $0 | $0 | $7,464,362 | $20,413,364 | $0.00 | $246,401.57 | $0.00 | $0.00 |
| 82 | $0 | $0 | $0 | $0 | $7,885,826 | $21,760,600 | $0.00 | $255,607.74 | $0.00 | $0.00 |
| 83 | $0 | $0 | $0 | $0 | $8,342,215 | $23,703,711 | $0.00 | $265,550.75 | $0.00 | $0.00 |
| 84 | $0 | $0 | $0 | $0 | $8,746,595 | $25,399,080 | $0.00 | $275,484.94 | $0.00 | $0.00 |
| 85 | $0 | $0 | $0 | $0 | $9,200,114 | $27,368,895 | $0.00 | $285,786.85 | $0.00 | $0.00 |
| 86 | $0 | $0 | $0 | $0 | $9,834,460 | $29,826,455 | $0.00 | $296,647.01 | $0.00 | $0.00 |
| 87 | $0 | $0 | $0 | $0 | $10,417,685 | $32,046,045 | $0.00 | $308,102.60 | $0.00 | $0.00 |
| 88 | $0 | $0 | $0 | $0 | $10,872,023 | $35,542,363 | $0.00 | $320,024.89 | $0.00 | $0.00 |
| 89 | $0 | $0 | $0 | $0 | $11,595,015 | $38,553,298 | $0.00 | $332,345.44 | $0.00 | $0.00 |
| 90 | $0 | $0 | $0 | $0 | $12,317,209 | $41,853,908 | $0.00 | $344,887.70 | $0.00 | $0.00 |
| 91 | $0 | $0 | $0 | $0 | $12,983,344 | $45,239,442 | $0.00 | $358,015.80 | $0.00 | $0.00 |
| 92 | $0 | $0 | $0 | $0 | $13,812,108 | $49,081,560 | $0.00 | $371,759.22 | $0.00 | $0.00 |
| 93 | $0 | $0 | $0 | $0 | $14,666,707 | $53,260,987 | $0.00 | $385,909.57 | $0.00 | $0.00 |
| 94 | $0 | $0 | $0 | $0 | $15,490,226 | $57,088,235 | $0.00 | $400,618.41 | $0.00 | $0.00 |
| 95 | $0 | $0 | $0 | $0 | $16,382,248 | $62,486,790 | $0.00 | $415,610.96 | $0.00 | $0.00 |
| 96 | $0 | $0 | $0 | $0 | $17,510,191 | $68,132,228 | $0.00 | $431,219.72 | $0.00 | $0.00 |
| 97 | $0 | $0 | $0 | $0 | $18,601,109 | $72,698,473 | $0.00 | $447,094.09 | $0.00 | $0.00 |
| 98 | $0 | $0 | $0 | $0 | $19,456,525 | $79,086,691 | $0.00 | $464,308.16 | $0.00 | $0.00 |
| 99 | $0 | $0 | $0 | $0 | $20,698,050 | $86,303,000 | $0.00 | $481,982.02 | $0.00 | $0.00 |
| 100 | $0 | $0 | $0 | $0 | $22,024,279 | $93,233,881 | $0.00 | $500,269.03 | $0.00 | $0.00 |