Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $658,905 | $885,428 | $951,575 | $1,041,513 | $1,110,718 | $1,163,748 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $617,889 | $968,499 | $1,096,483 | $1,226,215 | $1,355,252 | $1,470,228 | $92,961.97 | $0.00 | $0.00 | $0.00 |
| 41 | $554,887 | $1,090,877 | $1,253,901 | $1,438,031 | $1,624,769 | $1,796,771 | $95,955.56 | $0.00 | $0.00 | $0.00 |
| 42 | $642,094 | $1,225,757 | $1,433,140 | $1,666,510 | $1,923,600 | $2,161,104 | $99,167.40 | $0.00 | $0.00 | $0.00 |
| 43 | $690,257 | $1,383,182 | $1,625,200 | $1,924,330 | $2,250,435 | $2,568,980 | $102,364.92 | $0.00 | $0.00 | $0.00 |
| 44 | $825,213 | $1,547,303 | $1,835,683 | $2,203,666 | $2,617,602 | $3,024,263 | $105,678.30 | $0.00 | $0.00 | $0.00 |
| 45 | $704,198 | $1,728,562 | $2,077,184 | $2,510,699 | $3,026,624 | $3,538,016 | $109,185.18 | $0.00 | $0.00 | $0.00 |
| 46 | $593,774 | $1,721,415 | $2,132,761 | $2,662,879 | $3,271,202 | $3,926,075 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $407,875 | $1,725,880 | $2,204,305 | $2,827,088 | $3,564,304 | $4,314,737 | $0.00 | $92,922.05 | $0.00 | $0.00 |
| 48 | $281,053 | $1,740,594 | $2,267,492 | $2,991,785 | $3,851,583 | $4,756,822 | $0.00 | $95,886.82 | $0.00 | $0.00 |
| 49 | $224,571 | $1,743,228 | $2,352,486 | $3,182,825 | $4,187,486 | $5,248,658 | $0.00 | $99,033.93 | $0.00 | $0.00 |
| 50 | $122,158 | $1,745,453 | $2,418,999 | $3,358,604 | $4,533,980 | $5,782,228 | $0.00 | $102,343.82 | $0.00 | $0.00 |
| 51 | $358 | $1,754,604 | $2,515,874 | $3,560,612 | $4,914,927 | $6,379,619 | $0.00 | $105,662.95 | $0.00 | $0.00 |
| 52 | $0 | $1,761,808 | $2,594,066 | $3,750,810 | $5,314,761 | $7,013,973 | $0.00 | $109,045.24 | $0.00 | $0.00 |
| 53 | $0 | $1,754,443 | $2,694,632 | $3,975,250 | $5,724,012 | $7,676,655 | $0.00 | $112,614.03 | $0.00 | $0.00 |
| 54 | $0 | $1,775,113 | $2,786,866 | $4,220,047 | $6,205,382 | $8,469,360 | $0.00 | $116,317.63 | $0.00 | $0.00 |
| 55 | $0 | $1,760,861 | $2,871,056 | $4,515,476 | $6,727,055 | $9,236,587 | $0.00 | $120,095.04 | $0.00 | $0.00 |
| 56 | $0 | $1,769,238 | $3,005,430 | $4,830,644 | $7,259,933 | $10,138,707 | $0.00 | $124,108.80 | $0.00 | $0.00 |
| 57 | $0 | $1,764,917 | $3,084,891 | $5,111,254 | $7,857,501 | $11,212,236 | $0.00 | $128,198.96 | $0.00 | $0.00 |
| 58 | $0 | $1,796,426 | $3,193,464 | $5,459,475 | $8,533,997 | $12,454,248 | $0.00 | $132,294.57 | $0.00 | $0.00 |
| 59 | $0 | $1,791,671 | $3,312,934 | $5,778,614 | $9,234,591 | $13,707,014 | $0.00 | $136,579.72 | $0.00 | $0.00 |
| 60 | $0 | $1,793,266 | $3,475,307 | $6,142,827 | $10,058,104 | $15,082,779 | $0.00 | $141,035.99 | $0.00 | $0.00 |
| 61 | $0 | $1,790,590 | $3,618,176 | $6,489,400 | $10,803,289 | $16,486,261 | $0.00 | $145,675.82 | $0.00 | $0.00 |
| 62 | $0 | $1,760,729 | $3,770,783 | $6,925,467 | $11,764,089 | $18,119,017 | $0.00 | $150,398.58 | $0.00 | $0.00 |
| 63 | $0 | $1,763,477 | $3,931,341 | $7,394,847 | $12,704,440 | $19,779,635 | $0.00 | $155,320.57 | $0.00 | $0.00 |
| 64 | $0 | $1,701,235 | $4,067,535 | $7,945,819 | $13,902,122 | $21,565,562 | $0.00 | $160,288.01 | $0.00 | $0.00 |
| 65 | $0 | $1,663,031 | $4,229,135 | $8,515,191 | $15,021,402 | $23,758,419 | $0.00 | $165,541.40 | $0.00 | $0.00 |
| 66 | $0 | $1,603,354 | $4,463,861 | $9,077,362 | $16,159,157 | $26,353,487 | $0.00 | $171,083.11 | $0.00 | $0.00 |
| 67 | $0 | $1,595,470 | $4,592,242 | $9,758,672 | $17,547,255 | $28,968,666 | $0.00 | $176,611.48 | $0.00 | $0.00 |
| 68 | $0 | $1,526,930 | $4,842,502 | $10,427,176 | $19,166,428 | $31,624,781 | $0.00 | $182,438.30 | $0.00 | $0.00 |
| 69 | $0 | $1,463,263 | $5,002,686 | $11,188,213 | $20,791,151 | $34,383,906 | $0.00 | $188,456.96 | $0.00 | $0.00 |
| 70 | $0 | $1,414,739 | $5,230,503 | $11,935,032 | $22,753,403 | $37,755,787 | $0.00 | $194,690.30 | $0.00 | $0.00 |
| 71 | $0 | $1,318,108 | $5,512,598 | $12,811,090 | $24,716,380 | $41,455,468 | $0.00 | $201,060.79 | $0.00 | $0.00 |
| 72 | $0 | $1,147,160 | $5,694,368 | $13,681,117 | $26,983,735 | $45,867,687 | $0.00 | $207,681.12 | $0.00 | $0.00 |
| 73 | $0 | $1,026,258 | $5,956,938 | $14,627,612 | $29,469,664 | $49,733,998 | $0.00 | $214,304.74 | $0.00 | $0.00 |
| 74 | $0 | $903,026 | $6,197,005 | $15,846,979 | $32,168,783 | $54,870,930 | $0.00 | $221,317.37 | $0.00 | $0.00 |
| 75 | $0 | $740,177 | $6,567,841 | $17,000,669 | $34,886,022 | $60,011,830 | $0.00 | $228,453.83 | $0.00 | $0.00 |
| 76 | $0 | $575,839 | $6,880,367 | $18,403,355 | $37,596,647 | $66,464,198 | $0.00 | $235,998.98 | $0.00 | $0.00 |
| 77 | $0 | $384,190 | $7,168,545 | $19,721,272 | $41,322,642 | $74,073,822 | $0.00 | $243,670.31 | $0.00 | $0.00 |
| 78 | $0 | $146,015 | $7,441,736 | $21,186,064 | $44,883,494 | $80,596,056 | $0.00 | $251,741.49 | $0.00 | $0.00 |
| 79 | $0 | $0 | $7,859,912 | $22,786,033 | $48,962,109 | $87,812,478 | $0.00 | $260,026.50 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,252,661 | $24,758,182 | $53,425,675 | $96,925,181 | $0.00 | $268,389.17 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,790,967 | $26,591,156 | $58,734,386 | $106,376,901 | $0.00 | $277,262.18 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,157,398 | $28,700,915 | $63,282,455 | $116,059,817 | $0.00 | $286,237.53 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,666,621 | $30,856,687 | $69,141,435 | $128,488,894 | $0.00 | $295,509.08 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,135,379 | $33,739,388 | $75,675,228 | $141,576,586 | $0.00 | $305,037.94 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,737,306 | $36,395,821 | $82,047,971 | $154,960,195 | $0.00 | $315,027.70 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,103,870 | $39,639,238 | $89,487,351 | $172,439,009 | $0.00 | $325,490.44 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,825,294 | $42,353,237 | $98,194,814 | $189,706,686 | $0.00 | $336,030.96 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,477,984 | $45,935,055 | $107,998,023 | $211,356,567 | $0.00 | $347,216.87 | $0.00 | $0.00 |
| 89 | $0 | $0 | $13,134,420 | $49,599,129 | $117,693,951 | $230,216,004 | $0.00 | $358,540.41 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,792,221 | $53,500,976 | $128,271,591 | $254,269,836 | $0.00 | $370,066.19 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,417,776 | $58,192,912 | $141,292,332 | $280,436,573 | $0.00 | $381,960.84 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,237,236 | $63,321,624 | $154,329,744 | $311,727,551 | $0.00 | $394,329.82 | $0.00 | $0.00 |
| 93 | $0 | $0 | $15,968,404 | $68,510,224 | $168,537,192 | $342,866,737 | $0.00 | $406,993.05 | $0.00 | $0.00 |
| 94 | $0 | $0 | $16,852,548 | $73,993,356 | $183,548,317 | $380,987,415 | $0.00 | $420,604.67 | $0.00 | $0.00 |
| 95 | $0 | $0 | $17,736,966 | $81,178,242 | $200,452,336 | $417,026,601 | $0.00 | $434,392.70 | $0.00 | $0.00 |
| 96 | $0 | $0 | $19,184,830 | $87,830,167 | $218,157,903 | $456,806,498 | $0.00 | $448,677.02 | $0.00 | $0.00 |
| 97 | $0 | $0 | $20,432,429 | $94,540,397 | $237,544,192 | $501,414,704 | $0.00 | $463,210.65 | $0.00 | $0.00 |
| 98 | $0 | $0 | $21,957,581 | $101,932,549 | $260,065,139 | $553,633,826 | $0.00 | $478,159.71 | $0.00 | $0.00 |
| 99 | $0 | $0 | $22,737,762 | $110,525,182 | $283,561,868 | $605,224,226 | $0.00 | $493,985.66 | $0.00 | $0.00 |
| 100 | $0 | $0 | $23,878,005 | $118,617,344 | $311,563,128 | $668,406,336 | $0.00 | $509,836.97 | $0.00 | $0.00 |
