Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $664,668 | $885,509 | $947,798 | $1,040,070 | $1,109,977 | $1,165,622 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $575,570 | $967,701 | $1,092,911 | $1,227,189 | $1,359,476 | $1,475,002 | $92,954.29 | $0.00 | $0.00 | $0.00 |
| 41 | $617,163 | $1,096,593 | $1,252,668 | $1,438,375 | $1,634,377 | $1,800,981 | $95,942.80 | $0.00 | $0.00 | $0.00 |
| 42 | $698,449 | $1,243,263 | $1,436,214 | $1,672,002 | $1,923,630 | $2,172,907 | $99,120.87 | $0.00 | $0.00 | $0.00 |
| 43 | $732,991 | $1,394,804 | $1,639,039 | $1,929,877 | $2,261,031 | $2,576,190 | $102,289.23 | $0.00 | $0.00 | $0.00 |
| 44 | $732,491 | $1,559,061 | $1,852,187 | $2,215,972 | $2,635,239 | $3,031,673 | $105,670.11 | $0.00 | $0.00 | $0.00 |
| 45 | $825,980 | $1,745,763 | $2,081,024 | $2,527,653 | $3,047,190 | $3,548,889 | $109,134.75 | $0.00 | $0.00 | $0.00 |
| 46 | $772,932 | $1,739,063 | $2,132,357 | $2,673,436 | $3,314,828 | $3,921,770 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $486,563 | $1,748,588 | $2,206,590 | $2,826,105 | $3,561,289 | $4,349,167 | $0.00 | $92,991.63 | $0.00 | $0.00 |
| 48 | $506,103 | $1,748,521 | $2,269,944 | $2,985,040 | $3,860,399 | $4,783,271 | $0.00 | $96,026.44 | $0.00 | $0.00 |
| 49 | $325,801 | $1,759,705 | $2,344,138 | $3,156,599 | $4,186,101 | $5,260,767 | $0.00 | $99,269.67 | $0.00 | $0.00 |
| 50 | $268,726 | $1,779,783 | $2,432,152 | $3,339,392 | $4,504,263 | $5,781,670 | $0.00 | $102,513.55 | $0.00 | $0.00 |
| 51 | $173,063 | $1,802,615 | $2,498,958 | $3,542,261 | $4,861,972 | $6,376,883 | $0.00 | $105,852.57 | $0.00 | $0.00 |
| 52 | $92,425 | $1,806,271 | $2,585,824 | $3,746,562 | $5,279,835 | $7,026,905 | $0.00 | $109,350.02 | $0.00 | $0.00 |
| 53 | $0 | $1,833,190 | $2,684,423 | $3,993,515 | $5,700,069 | $7,756,836 | $0.00 | $112,971.21 | $0.00 | $0.00 |
| 54 | $0 | $1,866,404 | $2,786,118 | $4,241,481 | $6,186,451 | $8,535,926 | $0.00 | $116,583.89 | $0.00 | $0.00 |
| 55 | $0 | $1,869,799 | $2,899,383 | $4,506,185 | $6,647,329 | $9,376,857 | $0.00 | $120,454.49 | $0.00 | $0.00 |
| 56 | $0 | $1,881,971 | $3,013,537 | $4,770,405 | $7,245,237 | $10,371,884 | $0.00 | $124,323.62 | $0.00 | $0.00 |
| 57 | $0 | $1,905,080 | $3,115,395 | $5,082,694 | $7,831,641 | $11,385,572 | $0.00 | $128,559.97 | $0.00 | $0.00 |
| 58 | $0 | $1,896,982 | $3,239,043 | $5,414,858 | $8,554,499 | $12,414,194 | $0.00 | $132,792.09 | $0.00 | $0.00 |
| 59 | $0 | $1,910,547 | $3,380,468 | $5,758,738 | $9,298,534 | $13,714,055 | $0.00 | $137,127.37 | $0.00 | $0.00 |
| 60 | $0 | $1,902,458 | $3,521,445 | $6,157,698 | $10,080,361 | $15,121,349 | $0.00 | $141,655.25 | $0.00 | $0.00 |
| 61 | $0 | $1,902,573 | $3,637,021 | $6,601,378 | $10,916,562 | $16,618,745 | $0.00 | $146,251.49 | $0.00 | $0.00 |
| 62 | $0 | $1,883,745 | $3,802,765 | $7,011,696 | $11,939,545 | $18,351,653 | $0.00 | $150,975.08 | $0.00 | $0.00 |
| 63 | $0 | $1,850,308 | $3,934,993 | $7,491,924 | $12,870,949 | $20,400,562 | $0.00 | $155,832.37 | $0.00 | $0.00 |
| 64 | $0 | $1,838,095 | $4,106,941 | $7,956,732 | $13,931,856 | $22,366,838 | $0.00 | $160,979.37 | $0.00 | $0.00 |
| 65 | $0 | $1,828,718 | $4,279,644 | $8,574,272 | $15,234,309 | $24,523,047 | $0.00 | $166,333.17 | $0.00 | $0.00 |
| 66 | $0 | $1,791,569 | $4,445,666 | $9,136,209 | $16,441,892 | $27,100,145 | $0.00 | $171,722.65 | $0.00 | $0.00 |
| 67 | $0 | $1,741,376 | $4,644,992 | $9,729,886 | $17,960,534 | $29,765,488 | $0.00 | $177,396.94 | $0.00 | $0.00 |
| 68 | $0 | $1,671,271 | $4,834,666 | $10,322,202 | $19,431,609 | $32,524,248 | $0.00 | $183,058.92 | $0.00 | $0.00 |
| 69 | $0 | $1,609,537 | $5,044,496 | $11,014,053 | $21,128,888 | $36,232,587 | $0.00 | $188,956.98 | $0.00 | $0.00 |
| 70 | $0 | $1,518,696 | $5,165,050 | $11,844,784 | $22,961,324 | $39,525,926 | $0.00 | $195,013.76 | $0.00 | $0.00 |
| 71 | $0 | $1,407,631 | $5,432,894 | $12,621,455 | $25,182,550 | $43,366,892 | $0.00 | $201,532.88 | $0.00 | $0.00 |
| 72 | $0 | $1,331,296 | $5,654,454 | $13,677,148 | $27,541,815 | $47,278,251 | $0.00 | $208,119.72 | $0.00 | $0.00 |
| 73 | $0 | $1,232,633 | $6,001,859 | $14,696,057 | $29,900,166 | $52,102,789 | $0.00 | $214,936.50 | $0.00 | $0.00 |
| 74 | $0 | $1,069,214 | $6,309,695 | $15,852,077 | $32,509,914 | $57,073,527 | $0.00 | $221,719.70 | $0.00 | $0.00 |
| 75 | $0 | $976,421 | $6,609,441 | $16,959,115 | $35,593,926 | $62,239,829 | $0.00 | $228,918.65 | $0.00 | $0.00 |
| 76 | $0 | $798,752 | $6,913,827 | $18,303,647 | $38,904,446 | $69,164,557 | $0.00 | $236,526.27 | $0.00 | $0.00 |
| 77 | $0 | $627,306 | $7,254,202 | $19,584,584 | $42,375,829 | $75,948,181 | $0.00 | $244,333.05 | $0.00 | $0.00 |
| 78 | $0 | $409,284 | $7,564,101 | $20,944,057 | $46,432,369 | $83,729,876 | $0.00 | $252,226.35 | $0.00 | $0.00 |
| 79 | $0 | $182,857 | $7,890,368 | $22,479,007 | $50,816,636 | $92,583,510 | $0.00 | $260,726.32 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,264,283 | $24,550,982 | $55,477,587 | $102,104,556 | $0.00 | $269,365.14 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,786,157 | $26,241,686 | $60,639,882 | $113,643,944 | $0.00 | $278,150.72 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,193,759 | $28,562,519 | $66,182,142 | $123,651,758 | $0.00 | $287,266.65 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,626,487 | $30,468,568 | $72,435,087 | $136,211,061 | $0.00 | $296,728.94 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,208,296 | $33,013,558 | $79,891,443 | $151,214,401 | $0.00 | $306,809.06 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,765,726 | $35,678,769 | $86,812,165 | $166,074,995 | $0.00 | $316,857.48 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,278,632 | $38,646,405 | $94,217,899 | $181,490,733 | $0.00 | $327,237.30 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,808,207 | $41,873,657 | $101,911,767 | $202,557,711 | $0.00 | $337,817.93 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,330,369 | $45,594,834 | $111,755,140 | $220,812,629 | $0.00 | $348,966.53 | $0.00 | $0.00 |
| 89 | $0 | $0 | $12,846,314 | $48,738,140 | $122,040,906 | $242,109,839 | $0.00 | $360,374.93 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,621,697 | $52,872,753 | $134,267,414 | $265,618,048 | $0.00 | $372,361.16 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,346,218 | $57,179,705 | $146,716,201 | $293,642,973 | $0.00 | $384,834.52 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,367,244 | $61,757,988 | $160,866,161 | $324,105,416 | $0.00 | $397,536.96 | $0.00 | $0.00 |
| 93 | $0 | $0 | $16,070,272 | $67,838,232 | $175,180,746 | $356,471,841 | $0.00 | $410,498.47 | $0.00 | $0.00 |
| 94 | $0 | $0 | $17,115,701 | $72,726,265 | $190,661,105 | $387,965,443 | $0.00 | $423,955.82 | $0.00 | $0.00 |
| 95 | $0 | $0 | $18,170,599 | $78,807,813 | $210,147,116 | $430,851,850 | $0.00 | $437,840.10 | $0.00 | $0.00 |
| 96 | $0 | $0 | $18,983,857 | $86,072,242 | $230,013,461 | $473,196,629 | $0.00 | $451,777.52 | $0.00 | $0.00 |
| 97 | $0 | $0 | $19,850,453 | $93,144,123 | $249,734,188 | $516,544,409 | $0.00 | $466,342.07 | $0.00 | $0.00 |
| 98 | $0 | $0 | $21,053,833 | $100,300,419 | $272,702,866 | $567,042,703 | $0.00 | $481,598.56 | $0.00 | $0.00 |
| 99 | $0 | $0 | $22,210,168 | $108,669,553 | $296,963,898 | $613,607,833 | $0.00 | $497,231.11 | $0.00 | $0.00 |
| 100 | $0 | $0 | $23,904,094 | $116,312,383 | $325,186,151 | $681,119,295 | $0.00 | $513,459.26 | $0.00 | $0.00 |
