Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 84%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $659,254 | $883,559 | $946,372 | $1,039,089 | $1,109,446 | $1,163,128 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $622,452 | $969,457 | $1,091,453 | $1,222,292 | $1,350,413 | $1,462,418 | $92,953.08 | $0.00 | $0.00 | $0.00 |
| 41 | $608,178 | $1,091,462 | $1,247,961 | $1,432,129 | $1,620,856 | $1,786,800 | $95,996.79 | $0.00 | $0.00 | $0.00 |
| 42 | $631,480 | $1,229,175 | $1,425,951 | $1,662,834 | $1,916,689 | $2,151,942 | $99,104.44 | $0.00 | $0.00 | $0.00 |
| 43 | $643,058 | $1,388,378 | $1,624,836 | $1,922,975 | $2,253,282 | $2,560,011 | $102,389.37 | $0.00 | $0.00 | $0.00 |
| 44 | $727,303 | $1,548,135 | $1,841,924 | $2,208,654 | $2,619,084 | $3,022,477 | $105,816.20 | $0.00 | $0.00 | $0.00 |
| 45 | $847,804 | $1,741,366 | $2,094,691 | $2,523,348 | $3,029,822 | $3,535,556 | $109,264.93 | $0.00 | $0.00 | $0.00 |
| 46 | $623,606 | $1,746,256 | $2,145,040 | $2,661,078 | $3,282,285 | $3,899,380 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $606,044 | $1,741,968 | $2,210,606 | $2,824,872 | $3,565,005 | $4,328,139 | $0.00 | $92,920.85 | $0.00 | $0.00 |
| 48 | $570,977 | $1,745,666 | $2,273,448 | $2,995,892 | $3,849,350 | $4,788,374 | $0.00 | $95,934.29 | $0.00 | $0.00 |
| 49 | $326,836 | $1,763,743 | $2,341,286 | $3,170,280 | $4,195,296 | $5,249,579 | $0.00 | $99,063.03 | $0.00 | $0.00 |
| 50 | $252,922 | $1,785,949 | $2,437,254 | $3,361,487 | $4,539,410 | $5,787,460 | $0.00 | $102,362.70 | $0.00 | $0.00 |
| 51 | $189,302 | $1,787,972 | $2,530,625 | $3,562,769 | $4,870,929 | $6,343,555 | $0.00 | $105,720.76 | $0.00 | $0.00 |
| 52 | $124,596 | $1,808,588 | $2,631,248 | $3,762,015 | $5,283,480 | $6,936,408 | $0.00 | $109,229.96 | $0.00 | $0.00 |
| 53 | $14,732 | $1,810,554 | $2,721,295 | $3,963,740 | $5,731,113 | $7,697,126 | $0.00 | $112,837.28 | $0.00 | $0.00 |
| 54 | $0 | $1,831,822 | $2,812,676 | $4,250,097 | $6,183,395 | $8,402,147 | $0.00 | $116,563.17 | $0.00 | $0.00 |
| 55 | $0 | $1,844,021 | $2,952,995 | $4,525,713 | $6,662,695 | $9,340,299 | $0.00 | $120,449.64 | $0.00 | $0.00 |
| 56 | $0 | $1,855,060 | $3,046,949 | $4,813,711 | $7,241,482 | $10,349,626 | $0.00 | $124,554.28 | $0.00 | $0.00 |
| 57 | $0 | $1,879,057 | $3,171,553 | $5,089,865 | $7,838,540 | $11,380,653 | $0.00 | $128,543.97 | $0.00 | $0.00 |
| 58 | $0 | $1,865,115 | $3,270,916 | $5,425,926 | $8,492,748 | $12,476,680 | $0.00 | $132,744.17 | $0.00 | $0.00 |
| 59 | $0 | $1,877,725 | $3,395,535 | $5,794,443 | $9,221,367 | $13,634,754 | $0.00 | $137,088.24 | $0.00 | $0.00 |
| 60 | $0 | $1,885,759 | $3,528,932 | $6,166,816 | $9,982,977 | $14,925,012 | $0.00 | $141,620.85 | $0.00 | $0.00 |
| 61 | $0 | $1,873,232 | $3,642,483 | $6,614,570 | $10,869,998 | $16,231,128 | $0.00 | $146,197.00 | $0.00 | $0.00 |
| 62 | $0 | $1,872,642 | $3,789,579 | $6,977,105 | $11,871,596 | $17,954,330 | $0.00 | $150,999.94 | $0.00 | $0.00 |
| 63 | $0 | $1,850,822 | $3,932,197 | $7,432,679 | $12,797,354 | $19,800,981 | $0.00 | $155,901.69 | $0.00 | $0.00 |
| 64 | $0 | $1,838,638 | $4,145,025 | $7,951,163 | $13,964,776 | $21,732,504 | $0.00 | $161,056.41 | $0.00 | $0.00 |
| 65 | $0 | $1,838,820 | $4,313,628 | $8,540,670 | $15,207,742 | $24,127,706 | $0.00 | $166,183.34 | $0.00 | $0.00 |
| 66 | $0 | $1,818,146 | $4,474,811 | $9,095,496 | $16,579,954 | $26,577,426 | $0.00 | $171,715.45 | $0.00 | $0.00 |
| 67 | $0 | $1,761,237 | $4,686,110 | $9,714,999 | $17,938,950 | $29,048,726 | $0.00 | $177,033.27 | $0.00 | $0.00 |
| 68 | $0 | $1,742,637 | $4,853,811 | $10,402,706 | $19,678,056 | $32,492,555 | $0.00 | $182,835.59 | $0.00 | $0.00 |
| 69 | $0 | $1,676,190 | $5,067,699 | $11,214,639 | $21,281,193 | $35,991,406 | $0.00 | $188,597.50 | $0.00 | $0.00 |
| 70 | $0 | $1,600,113 | $5,282,158 | $11,956,033 | $23,051,690 | $38,901,096 | $0.00 | $194,692.11 | $0.00 | $0.00 |
| 71 | $0 | $1,497,540 | $5,490,030 | $12,778,928 | $25,035,903 | $43,029,055 | $0.00 | $200,943.37 | $0.00 | $0.00 |
| 72 | $0 | $1,403,857 | $5,789,451 | $13,726,659 | $27,345,965 | $46,972,269 | $0.00 | $207,529.55 | $0.00 | $0.00 |
| 73 | $0 | $1,304,182 | $6,061,256 | $14,872,926 | $29,963,650 | $51,756,459 | $0.00 | $214,430.02 | $0.00 | $0.00 |
| 74 | $0 | $1,226,267 | $6,345,972 | $15,897,690 | $32,793,004 | $57,666,796 | $0.00 | $221,341.51 | $0.00 | $0.00 |
| 75 | $0 | $1,104,190 | $6,665,986 | $17,211,510 | $35,626,094 | $63,273,761 | $0.00 | $228,673.28 | $0.00 | $0.00 |
| 76 | $0 | $934,301 | $6,981,314 | $18,444,580 | $39,017,393 | $70,250,168 | $0.00 | $236,182.78 | $0.00 | $0.00 |
| 77 | $0 | $802,205 | $7,328,283 | $19,799,949 | $42,872,670 | $77,545,986 | $0.00 | $243,789.26 | $0.00 | $0.00 |
| 78 | $0 | $607,639 | $7,680,586 | $21,414,481 | $47,104,692 | $83,864,716 | $0.00 | $251,736.26 | $0.00 | $0.00 |
| 79 | $0 | $382,189 | $8,127,744 | $22,904,955 | $51,692,404 | $92,468,896 | $0.00 | $259,884.64 | $0.00 | $0.00 |
| 80 | $0 | $135,552 | $8,574,077 | $24,769,336 | $55,863,602 | $101,893,870 | $0.00 | $268,232.30 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,984,597 | $26,604,793 | $60,538,900 | $113,504,015 | $0.00 | $276,935.42 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,576,585 | $28,890,585 | $66,000,008 | $124,060,563 | $0.00 | $285,694.12 | $0.00 | $0.00 |
| 83 | $0 | $0 | $10,094,041 | $31,476,068 | $72,653,058 | $135,808,483 | $0.00 | $294,862.11 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,569,130 | $34,081,002 | $79,159,303 | $147,838,416 | $0.00 | $304,556.89 | $0.00 | $0.00 |
| 85 | $0 | $0 | $11,299,176 | $36,549,106 | $86,626,518 | $160,949,029 | $0.00 | $314,663.00 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,622,587 | $39,551,238 | $95,197,260 | $179,575,739 | $0.00 | $324,605.60 | $0.00 | $0.00 |
| 87 | $0 | $0 | $12,256,841 | $42,967,726 | $104,359,599 | $199,899,736 | $0.00 | $335,318.14 | $0.00 | $0.00 |
| 88 | $0 | $0 | $13,034,319 | $46,305,810 | $114,538,489 | $221,566,518 | $0.00 | $346,396.80 | $0.00 | $0.00 |
| 89 | $0 | $0 | $13,753,171 | $49,621,002 | $124,777,957 | $240,953,662 | $0.00 | $357,453.89 | $0.00 | $0.00 |
| 90 | $0 | $0 | $14,532,144 | $54,443,956 | $137,844,766 | $268,189,200 | $0.00 | $369,133.92 | $0.00 | $0.00 |
| 91 | $0 | $0 | $15,443,515 | $58,787,558 | $150,648,380 | $293,558,362 | $0.00 | $381,311.95 | $0.00 | $0.00 |
| 92 | $0 | $0 | $16,398,328 | $62,914,649 | $163,693,973 | $321,241,695 | $0.00 | $393,706.44 | $0.00 | $0.00 |
| 93 | $0 | $0 | $17,572,144 | $67,336,013 | $178,556,814 | $350,544,716 | $0.00 | $406,450.33 | $0.00 | $0.00 |
| 94 | $0 | $0 | $18,381,689 | $73,660,822 | $193,345,140 | $387,542,332 | $0.00 | $419,915.94 | $0.00 | $0.00 |
| 95 | $0 | $0 | $19,491,329 | $80,336,940 | $212,671,635 | $426,531,560 | $0.00 | $433,402.84 | $0.00 | $0.00 |
| 96 | $0 | $0 | $20,410,637 | $86,358,337 | $232,737,303 | $468,567,522 | $0.00 | $447,436.16 | $0.00 | $0.00 |
| 97 | $0 | $0 | $21,727,875 | $94,734,449 | $254,733,312 | $519,972,031 | $0.00 | $462,072.59 | $0.00 | $0.00 |
| 98 | $0 | $0 | $22,602,743 | $102,247,519 | $276,167,326 | $572,517,277 | $0.00 | $477,059.99 | $0.00 | $0.00 |
| 99 | $0 | $0 | $23,551,989 | $110,661,060 | $301,826,021 | $631,008,044 | $0.00 | $492,755.63 | $0.00 | $0.00 |
| 100 | $0 | $0 | $24,983,893 | $120,377,271 | $331,808,324 | $692,422,677 | $0.00 | $508,767.25 | $0.00 | $0.00 |
