Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $660,176 | $882,883 | $946,008 | $1,037,654 | $1,108,651 | $1,163,043 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $561,137 | $969,833 | $1,094,567 | $1,222,227 | $1,353,523 | $1,467,793 | $92,957.79 | $0.00 | $0.00 | $0.00 |
| 41 | $573,647 | $1,099,408 | $1,252,959 | $1,433,225 | $1,622,208 | $1,793,958 | $95,935.30 | $0.00 | $0.00 | $0.00 |
| 42 | $696,852 | $1,231,903 | $1,430,018 | $1,665,432 | $1,916,522 | $2,161,406 | $99,006.98 | $0.00 | $0.00 | $0.00 |
| 43 | $641,816 | $1,380,827 | $1,624,401 | $1,922,950 | $2,248,904 | $2,567,192 | $102,267.63 | $0.00 | $0.00 | $0.00 |
| 44 | $736,298 | $1,539,500 | $1,837,789 | $2,203,302 | $2,628,845 | $3,026,278 | $105,586.83 | $0.00 | $0.00 | $0.00 |
| 45 | $660,182 | $1,736,785 | $2,071,980 | $2,526,993 | $3,036,306 | $3,556,885 | $109,077.33 | $0.00 | $0.00 | $0.00 |
| 46 | $564,547 | $1,730,249 | $2,136,600 | $2,673,918 | $3,305,674 | $3,926,787 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $567,641 | $1,731,793 | $2,200,085 | $2,824,587 | $3,568,368 | $4,325,091 | $0.00 | $92,961.95 | $0.00 | $0.00 |
| 48 | $460,965 | $1,742,046 | $2,280,329 | $2,984,633 | $3,848,358 | $4,784,026 | $0.00 | $95,997.51 | $0.00 | $0.00 |
| 49 | $331,607 | $1,745,658 | $2,341,738 | $3,170,348 | $4,151,599 | $5,263,872 | $0.00 | $99,091.27 | $0.00 | $0.00 |
| 50 | $185,715 | $1,747,658 | $2,426,117 | $3,348,232 | $4,492,728 | $5,763,661 | $0.00 | $102,326.00 | $0.00 | $0.00 |
| 51 | $104,558 | $1,762,542 | $2,520,220 | $3,544,096 | $4,860,438 | $6,338,963 | $0.00 | $105,613.89 | $0.00 | $0.00 |
| 52 | $0 | $1,773,648 | $2,593,901 | $3,757,527 | $5,255,008 | $6,997,358 | $0.00 | $108,986.73 | $0.00 | $0.00 |
| 53 | $0 | $1,782,336 | $2,691,704 | $3,983,993 | $5,679,134 | $7,640,018 | $0.00 | $112,522.95 | $0.00 | $0.00 |
| 54 | $0 | $1,783,407 | $2,776,007 | $4,241,552 | $6,172,400 | $8,339,110 | $0.00 | $116,234.24 | $0.00 | $0.00 |
| 55 | $0 | $1,812,722 | $2,860,332 | $4,510,924 | $6,648,803 | $9,214,670 | $0.00 | $120,032.74 | $0.00 | $0.00 |
| 56 | $0 | $1,827,174 | $2,983,617 | $4,786,861 | $7,178,291 | $10,199,454 | $0.00 | $123,886.81 | $0.00 | $0.00 |
| 57 | $0 | $1,849,454 | $3,077,544 | $5,101,811 | $7,784,637 | $11,319,054 | $0.00 | $127,992.60 | $0.00 | $0.00 |
| 58 | $0 | $1,863,815 | $3,203,214 | $5,440,090 | $8,422,117 | $12,239,028 | $0.00 | $132,237.24 | $0.00 | $0.00 |
| 59 | $0 | $1,843,176 | $3,357,590 | $5,793,237 | $9,134,862 | $13,457,826 | $0.00 | $136,589.56 | $0.00 | $0.00 |
| 60 | $0 | $1,865,728 | $3,498,596 | $6,158,219 | $9,903,138 | $14,848,410 | $0.00 | $141,209.14 | $0.00 | $0.00 |
| 61 | $0 | $1,844,510 | $3,625,442 | $6,586,353 | $10,809,129 | $16,214,739 | $0.00 | $145,855.65 | $0.00 | $0.00 |
| 62 | $0 | $1,823,658 | $3,764,697 | $6,980,930 | $11,727,237 | $18,123,994 | $0.00 | $150,606.66 | $0.00 | $0.00 |
| 63 | $0 | $1,807,227 | $3,903,381 | $7,460,774 | $12,758,056 | $19,768,149 | $0.00 | $155,571.28 | $0.00 | $0.00 |
| 64 | $0 | $1,802,556 | $4,043,877 | $7,933,427 | $13,930,092 | $21,787,478 | $0.00 | $160,626.38 | $0.00 | $0.00 |
| 65 | $0 | $1,785,035 | $4,237,087 | $8,457,310 | $15,220,190 | $23,735,554 | $0.00 | $165,811.02 | $0.00 | $0.00 |
| 66 | $0 | $1,729,876 | $4,420,988 | $9,030,188 | $16,376,063 | $26,324,395 | $0.00 | $171,286.15 | $0.00 | $0.00 |
| 67 | $0 | $1,685,949 | $4,586,953 | $9,671,768 | $17,778,810 | $29,022,342 | $0.00 | $176,865.16 | $0.00 | $0.00 |
| 68 | $0 | $1,662,945 | $4,805,345 | $10,372,754 | $19,318,526 | $32,205,157 | $0.00 | $182,635.21 | $0.00 | $0.00 |
| 69 | $0 | $1,585,313 | $5,058,037 | $11,125,972 | $21,203,438 | $35,329,885 | $0.00 | $188,778.12 | $0.00 | $0.00 |
| 70 | $0 | $1,505,064 | $5,314,114 | $11,879,458 | $23,037,898 | $38,783,602 | $0.00 | $195,080.72 | $0.00 | $0.00 |
| 71 | $0 | $1,439,035 | $5,504,699 | $12,707,352 | $25,111,749 | $42,612,236 | $0.00 | $201,455.55 | $0.00 | $0.00 |
| 72 | $0 | $1,355,323 | $5,739,397 | $13,829,037 | $27,256,386 | $46,891,388 | $0.00 | $208,215.29 | $0.00 | $0.00 |
| 73 | $0 | $1,279,561 | $6,074,508 | $14,698,162 | $29,872,142 | $51,426,778 | $0.00 | $214,840.74 | $0.00 | $0.00 |
| 74 | $0 | $1,094,586 | $6,368,995 | $15,884,673 | $32,471,665 | $56,736,501 | $0.00 | $221,827.14 | $0.00 | $0.00 |
| 75 | $0 | $974,379 | $6,684,659 | $16,990,263 | $35,531,125 | $62,012,429 | $0.00 | $229,122.66 | $0.00 | $0.00 |
| 76 | $0 | $795,335 | $6,991,694 | $18,321,216 | $38,427,936 | $68,196,855 | $0.00 | $236,458.35 | $0.00 | $0.00 |
| 77 | $0 | $600,202 | $7,280,646 | $19,673,122 | $42,060,828 | $76,075,547 | $0.00 | $244,060.85 | $0.00 | $0.00 |
| 78 | $0 | $390,029 | $7,713,418 | $21,120,395 | $45,787,365 | $84,128,065 | $0.00 | $251,815.86 | $0.00 | $0.00 |
| 79 | $0 | $192,782 | $8,105,979 | $22,886,762 | $50,058,756 | $91,796,260 | $0.00 | $260,205.01 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,547,644 | $24,598,811 | $54,414,743 | $101,265,875 | $0.00 | $268,600.03 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,887,716 | $26,613,404 | $59,531,758 | $110,736,687 | $0.00 | $277,266.67 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,291,643 | $28,543,562 | $65,298,818 | $122,339,070 | $0.00 | $286,437.45 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,801,736 | $31,182,330 | $71,558,930 | $135,068,820 | $0.00 | $295,760.28 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,166,422 | $33,677,920 | $78,099,134 | $146,966,073 | $0.00 | $305,417.24 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,766,884 | $36,341,739 | $85,589,582 | $162,222,166 | $0.00 | $315,584.22 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,296,374 | $39,057,465 | $93,147,131 | $177,930,904 | $0.00 | $325,936.27 | $0.00 | $0.00 |
| 87 | $0 | $0 | $12,035,986 | $41,989,751 | $101,778,809 | $196,822,305 | $0.00 | $336,512.27 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,512,960 | $45,446,375 | $110,685,898 | $215,525,414 | $0.00 | $347,281.71 | $0.00 | $0.00 |
| 89 | $0 | $0 | $13,218,420 | $49,227,925 | $121,526,846 | $236,668,683 | $0.00 | $358,335.72 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,874,494 | $53,107,611 | $134,315,397 | $259,066,753 | $0.00 | $370,114.39 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,699,024 | $57,225,935 | $146,821,602 | $285,187,035 | $0.00 | $382,194.41 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,391,557 | $62,067,004 | $160,034,159 | $316,670,083 | $0.00 | $394,720.86 | $0.00 | $0.00 |
| 93 | $0 | $0 | $16,296,259 | $67,422,088 | $175,043,920 | $344,966,345 | $0.00 | $407,815.84 | $0.00 | $0.00 |
| 94 | $0 | $0 | $17,376,570 | $72,951,956 | $190,426,883 | $385,052,237 | $0.00 | $421,219.69 | $0.00 | $0.00 |
| 95 | $0 | $0 | $18,397,024 | $80,238,445 | $205,817,687 | $423,454,202 | $0.00 | $434,931.47 | $0.00 | $0.00 |
| 96 | $0 | $0 | $19,741,698 | $85,961,496 | $223,236,345 | $466,658,534 | $0.00 | $449,282.82 | $0.00 | $0.00 |
| 97 | $0 | $0 | $20,504,359 | $92,348,087 | $247,825,556 | $513,718,370 | $0.00 | $463,672.63 | $0.00 | $0.00 |
| 98 | $0 | $0 | $21,804,613 | $100,675,235 | $271,115,660 | $571,698,538 | $0.00 | $478,875.70 | $0.00 | $0.00 |
| 99 | $0 | $0 | $23,320,617 | $109,473,126 | $294,434,068 | $627,736,093 | $0.00 | $494,465.47 | $0.00 | $0.00 |
| 100 | $0 | $0 | $24,528,865 | $118,781,837 | $322,733,055 | $694,657,743 | $0.00 | $510,884.01 | $0.00 | $0.00 |
