Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $658,658 | $883,463 | $950,339 | $1,042,232 | $1,110,862 | $1,163,930 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $585,946 | $970,986 | $1,094,436 | $1,226,305 | $1,358,556 | $1,469,829 | $92,988.82 | $0.00 | $0.00 | $0.00 |
| 41 | $629,744 | $1,097,657 | $1,256,234 | $1,437,507 | $1,627,081 | $1,795,565 | $95,973.08 | $0.00 | $0.00 | $0.00 |
| 42 | $603,341 | $1,232,411 | $1,435,634 | $1,672,305 | $1,923,654 | $2,161,904 | $99,082.80 | $0.00 | $0.00 | $0.00 |
| 43 | $599,081 | $1,390,265 | $1,629,854 | $1,932,093 | $2,256,289 | $2,575,127 | $102,316.04 | $0.00 | $0.00 | $0.00 |
| 44 | $803,002 | $1,562,539 | $1,849,638 | $2,224,031 | $2,633,499 | $3,032,781 | $105,663.86 | $0.00 | $0.00 | $0.00 |
| 45 | $837,580 | $1,748,416 | $2,102,410 | $2,529,824 | $3,035,868 | $3,562,305 | $109,235.06 | $0.00 | $0.00 | $0.00 |
| 46 | $661,221 | $1,730,020 | $2,150,118 | $2,684,982 | $3,289,044 | $3,953,507 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $548,812 | $1,738,353 | $2,208,914 | $2,838,447 | $3,591,871 | $4,339,926 | $0.00 | $92,935.32 | $0.00 | $0.00 |
| 48 | $424,986 | $1,748,993 | $2,290,994 | $2,994,321 | $3,874,064 | $4,786,111 | $0.00 | $95,993.08 | $0.00 | $0.00 |
| 49 | $412,457 | $1,752,883 | $2,351,375 | $3,164,045 | $4,197,010 | $5,275,070 | $0.00 | $99,086.06 | $0.00 | $0.00 |
| 50 | $300,144 | $1,770,737 | $2,414,997 | $3,360,226 | $4,549,148 | $5,832,284 | $0.00 | $102,327.18 | $0.00 | $0.00 |
| 51 | $141,646 | $1,778,406 | $2,517,338 | $3,556,527 | $4,934,700 | $6,369,953 | $0.00 | $105,724.09 | $0.00 | $0.00 |
| 52 | $62,403 | $1,791,383 | $2,593,919 | $3,750,823 | $5,282,913 | $6,954,030 | $0.00 | $109,186.04 | $0.00 | $0.00 |
| 53 | $0 | $1,794,538 | $2,698,163 | $3,981,075 | $5,716,297 | $7,754,428 | $0.00 | $112,793.97 | $0.00 | $0.00 |
| 54 | $0 | $1,795,957 | $2,782,393 | $4,238,796 | $6,209,659 | $8,598,245 | $0.00 | $116,430.85 | $0.00 | $0.00 |
| 55 | $0 | $1,802,847 | $2,878,299 | $4,501,029 | $6,714,458 | $9,374,191 | $0.00 | $120,228.60 | $0.00 | $0.00 |
| 56 | $0 | $1,797,594 | $2,979,297 | $4,800,414 | $7,302,280 | $10,270,285 | $0.00 | $123,998.48 | $0.00 | $0.00 |
| 57 | $0 | $1,799,861 | $3,106,284 | $5,088,985 | $7,866,623 | $11,266,908 | $0.00 | $128,020.27 | $0.00 | $0.00 |
| 58 | $0 | $1,823,576 | $3,216,988 | $5,405,569 | $8,485,496 | $12,283,022 | $0.00 | $132,159.97 | $0.00 | $0.00 |
| 59 | $0 | $1,837,205 | $3,343,613 | $5,761,806 | $9,168,628 | $13,411,128 | $0.00 | $136,538.02 | $0.00 | $0.00 |
| 60 | $0 | $1,836,178 | $3,488,203 | $6,133,228 | $9,825,960 | $14,905,482 | $0.00 | $141,064.81 | $0.00 | $0.00 |
| 61 | $0 | $1,816,157 | $3,625,842 | $6,525,204 | $10,674,565 | $16,265,000 | $0.00 | $145,625.33 | $0.00 | $0.00 |
| 62 | $0 | $1,772,193 | $3,771,348 | $6,953,645 | $11,592,611 | $17,942,724 | $0.00 | $150,447.64 | $0.00 | $0.00 |
| 63 | $0 | $1,757,218 | $3,907,807 | $7,437,835 | $12,619,865 | $19,684,213 | $0.00 | $155,347.95 | $0.00 | $0.00 |
| 64 | $0 | $1,744,597 | $4,058,129 | $7,926,195 | $13,651,775 | $21,615,511 | $0.00 | $160,329.72 | $0.00 | $0.00 |
| 65 | $0 | $1,716,468 | $4,228,475 | $8,451,949 | $14,907,251 | $23,658,242 | $0.00 | $165,631.19 | $0.00 | $0.00 |
| 66 | $0 | $1,650,199 | $4,429,527 | $9,074,910 | $16,045,280 | $26,012,336 | $0.00 | $170,985.93 | $0.00 | $0.00 |
| 67 | $0 | $1,639,639 | $4,607,038 | $9,733,427 | $17,513,601 | $28,534,193 | $0.00 | $176,720.64 | $0.00 | $0.00 |
| 68 | $0 | $1,551,412 | $4,800,674 | $10,449,148 | $19,009,475 | $31,031,236 | $0.00 | $182,554.15 | $0.00 | $0.00 |
| 69 | $0 | $1,511,928 | $5,014,526 | $11,124,587 | $20,526,286 | $34,083,192 | $0.00 | $188,485.91 | $0.00 | $0.00 |
| 70 | $0 | $1,428,118 | $5,193,937 | $11,912,401 | $22,565,506 | $37,744,966 | $0.00 | $194,849.24 | $0.00 | $0.00 |
| 71 | $0 | $1,367,294 | $5,402,344 | $12,807,028 | $24,533,331 | $41,497,135 | $0.00 | $201,400.89 | $0.00 | $0.00 |
| 72 | $0 | $1,274,873 | $5,707,024 | $13,653,053 | $26,675,358 | $45,487,122 | $0.00 | $207,778.69 | $0.00 | $0.00 |
| 73 | $0 | $1,174,415 | $6,004,275 | $14,546,201 | $28,996,323 | $50,215,581 | $0.00 | $214,604.46 | $0.00 | $0.00 |
| 74 | $0 | $1,055,071 | $6,262,442 | $15,733,373 | $31,489,217 | $54,877,675 | $0.00 | $221,789.99 | $0.00 | $0.00 |
| 75 | $0 | $877,335 | $6,567,003 | $16,964,012 | $33,991,739 | $60,016,575 | $0.00 | $229,171.74 | $0.00 | $0.00 |
| 76 | $0 | $693,738 | $6,838,428 | $18,017,581 | $37,239,906 | $66,506,974 | $0.00 | $236,768.69 | $0.00 | $0.00 |
| 77 | $0 | $479,790 | $7,139,319 | $19,365,578 | $40,794,045 | $72,527,901 | $0.00 | $244,472.42 | $0.00 | $0.00 |
| 78 | $0 | $239,283 | $7,473,828 | $20,830,450 | $44,493,720 | $79,926,097 | $0.00 | $252,581.21 | $0.00 | $0.00 |
| 79 | $0 | $0 | $7,826,568 | $22,590,562 | $48,588,466 | $87,625,444 | $0.00 | $260,968.33 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,299,595 | $24,389,388 | $53,063,307 | $96,149,659 | $0.00 | $269,608.30 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,778,309 | $26,168,283 | $57,059,331 | $106,013,896 | $0.00 | $278,312.97 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,074,129 | $28,316,434 | $62,071,202 | $117,092,572 | $0.00 | $287,316.49 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,512,084 | $30,642,374 | $68,668,209 | $128,659,693 | $0.00 | $296,572.61 | $0.00 | $0.00 |
| 84 | $0 | $0 | $9,949,985 | $33,127,302 | $74,121,476 | $141,354,221 | $0.00 | $306,428.74 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,370,805 | $36,048,897 | $82,022,091 | $153,955,564 | $0.00 | $316,323.40 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,079,397 | $38,728,128 | $89,974,587 | $171,334,901 | $0.00 | $326,530.93 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,528,611 | $41,944,990 | $97,391,798 | $188,942,642 | $0.00 | $336,912.83 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,259,714 | $45,202,304 | $106,064,394 | $208,108,453 | $0.00 | $348,055.44 | $0.00 | $0.00 |
| 89 | $0 | $0 | $12,961,806 | $48,956,508 | $115,686,493 | $228,492,316 | $0.00 | $359,724.48 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,475,902 | $53,138,690 | $125,458,572 | $253,890,457 | $0.00 | $371,740.34 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,524,536 | $57,645,288 | $137,054,436 | $279,378,878 | $0.00 | $383,640.01 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,214,730 | $62,212,623 | $151,497,758 | $307,829,012 | $0.00 | $396,298.19 | $0.00 | $0.00 |
| 93 | $0 | $0 | $16,144,177 | $67,156,043 | $164,033,623 | $338,847,225 | $0.00 | $409,175.53 | $0.00 | $0.00 |
| 94 | $0 | $0 | $17,023,502 | $73,708,604 | $180,639,080 | $370,174,075 | $0.00 | $422,373.66 | $0.00 | $0.00 |
| 95 | $0 | $0 | $18,614,930 | $79,697,393 | $198,723,424 | $407,645,765 | $0.00 | $436,377.56 | $0.00 | $0.00 |
| 96 | $0 | $0 | $19,515,266 | $86,014,899 | $215,563,029 | $451,903,047 | $0.00 | $450,800.39 | $0.00 | $0.00 |
| 97 | $0 | $0 | $20,962,472 | $92,698,354 | $234,015,731 | $495,602,842 | $0.00 | $465,370.14 | $0.00 | $0.00 |
| 98 | $0 | $0 | $22,366,793 | $99,418,445 | $255,922,976 | $554,687,645 | $0.00 | $480,622.55 | $0.00 | $0.00 |
| 99 | $0 | $0 | $23,671,904 | $108,617,618 | $282,577,618 | $614,675,010 | $0.00 | $495,882.79 | $0.00 | $0.00 |
| 100 | $0 | $0 | $25,567,862 | $117,134,175 | $309,007,933 | $668,363,801 | $0.00 | $511,932.22 | $0.00 | $0.00 |
