Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $658,527 | $884,160 | $945,628 | $1,038,914 | $1,109,509 | $1,163,883 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $578,828 | $970,576 | $1,092,079 | $1,220,544 | $1,354,785 | $1,469,698 | $92,956.12 | $0.00 | $0.00 | $0.00 |
| 41 | $601,483 | $1,095,571 | $1,248,755 | $1,430,726 | $1,622,976 | $1,796,668 | $96,019.15 | $0.00 | $0.00 | $0.00 |
| 42 | $652,910 | $1,235,130 | $1,430,645 | $1,667,039 | $1,921,379 | $2,168,622 | $99,199.82 | $0.00 | $0.00 | $0.00 |
| 43 | $701,103 | $1,390,134 | $1,626,485 | $1,922,263 | $2,251,558 | $2,588,265 | $102,438.06 | $0.00 | $0.00 | $0.00 |
| 44 | $641,062 | $1,559,497 | $1,850,301 | $2,203,766 | $2,619,224 | $3,049,769 | $105,802.42 | $0.00 | $0.00 | $0.00 |
| 45 | $770,318 | $1,733,406 | $2,077,964 | $2,524,150 | $3,030,580 | $3,575,265 | $109,263.12 | $0.00 | $0.00 | $0.00 |
| 46 | $502,725 | $1,720,486 | $2,145,719 | $2,668,004 | $3,291,201 | $3,954,113 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $453,002 | $1,725,918 | $2,204,078 | $2,821,956 | $3,559,881 | $4,347,716 | $0.00 | $92,910.20 | $0.00 | $0.00 |
| 48 | $393,093 | $1,722,081 | $2,274,871 | $2,998,118 | $3,855,252 | $4,788,357 | $0.00 | $96,010.68 | $0.00 | $0.00 |
| 49 | $382,442 | $1,740,749 | $2,351,248 | $3,173,089 | $4,189,849 | $5,257,474 | $0.00 | $99,238.11 | $0.00 | $0.00 |
| 50 | $247,046 | $1,766,955 | $2,424,043 | $3,365,102 | $4,530,886 | $5,793,942 | $0.00 | $102,484.93 | $0.00 | $0.00 |
| 51 | $159,246 | $1,765,533 | $2,509,375 | $3,560,581 | $4,898,279 | $6,402,487 | $0.00 | $105,902.57 | $0.00 | $0.00 |
| 52 | $76,981 | $1,791,486 | $2,602,453 | $3,770,215 | $5,321,038 | $7,086,740 | $0.00 | $109,364.95 | $0.00 | $0.00 |
| 53 | $0 | $1,797,843 | $2,706,028 | $4,020,302 | $5,741,314 | $7,743,798 | $0.00 | $112,911.69 | $0.00 | $0.00 |
| 54 | $0 | $1,800,429 | $2,801,986 | $4,255,434 | $6,247,382 | $8,532,503 | $0.00 | $116,580.76 | $0.00 | $0.00 |
| 55 | $0 | $1,800,443 | $2,883,775 | $4,519,142 | $6,753,875 | $9,370,680 | $0.00 | $120,340.43 | $0.00 | $0.00 |
| 56 | $0 | $1,806,152 | $2,997,337 | $4,785,372 | $7,325,251 | $10,322,193 | $0.00 | $124,315.61 | $0.00 | $0.00 |
| 57 | $0 | $1,819,326 | $3,086,921 | $5,086,209 | $7,899,054 | $11,346,155 | $0.00 | $128,298.91 | $0.00 | $0.00 |
| 58 | $0 | $1,814,810 | $3,213,156 | $5,386,631 | $8,536,269 | $12,527,723 | $0.00 | $132,546.47 | $0.00 | $0.00 |
| 59 | $0 | $1,846,784 | $3,323,024 | $5,743,753 | $9,293,636 | $13,776,222 | $0.00 | $136,931.06 | $0.00 | $0.00 |
| 60 | $0 | $1,849,857 | $3,461,804 | $6,062,519 | $10,113,307 | $15,211,155 | $0.00 | $141,483.00 | $0.00 | $0.00 |
| 61 | $0 | $1,841,115 | $3,571,311 | $6,484,170 | $11,045,642 | $16,719,915 | $0.00 | $146,199.12 | $0.00 | $0.00 |
| 62 | $0 | $1,843,650 | $3,742,503 | $6,976,176 | $11,939,939 | $18,298,079 | $0.00 | $150,968.61 | $0.00 | $0.00 |
| 63 | $0 | $1,817,740 | $3,895,154 | $7,421,299 | $12,872,412 | $20,168,374 | $0.00 | $155,835.60 | $0.00 | $0.00 |
| 64 | $0 | $1,780,224 | $4,085,157 | $7,956,428 | $14,011,345 | $22,234,564 | $0.00 | $160,967.14 | $0.00 | $0.00 |
| 65 | $0 | $1,740,289 | $4,188,464 | $8,431,350 | $15,343,263 | $24,292,469 | $0.00 | $166,175.34 | $0.00 | $0.00 |
| 66 | $0 | $1,688,638 | $4,350,207 | $9,043,526 | $16,635,433 | $26,737,200 | $0.00 | $171,732.81 | $0.00 | $0.00 |
| 67 | $0 | $1,622,759 | $4,523,975 | $9,587,552 | $18,070,335 | $29,624,966 | $0.00 | $177,446.31 | $0.00 | $0.00 |
| 68 | $0 | $1,607,111 | $4,734,514 | $10,322,686 | $19,582,671 | $33,026,740 | $0.00 | $183,252.41 | $0.00 | $0.00 |
| 69 | $0 | $1,513,686 | $4,941,091 | $11,089,903 | $21,243,035 | $35,703,953 | $0.00 | $189,249.21 | $0.00 | $0.00 |
| 70 | $0 | $1,431,708 | $5,113,322 | $11,893,152 | $22,915,125 | $39,220,256 | $0.00 | $195,304.24 | $0.00 | $0.00 |
| 71 | $0 | $1,336,713 | $5,338,385 | $12,763,991 | $25,009,297 | $43,400,643 | $0.00 | $201,621.83 | $0.00 | $0.00 |
| 72 | $0 | $1,240,725 | $5,640,720 | $13,748,963 | $27,230,803 | $47,498,463 | $0.00 | $208,239.47 | $0.00 | $0.00 |
| 73 | $0 | $1,115,601 | $5,851,157 | $14,754,003 | $29,754,612 | $51,998,755 | $0.00 | $215,070.65 | $0.00 | $0.00 |
| 74 | $0 | $958,381 | $6,081,731 | $15,704,093 | $32,617,479 | $57,599,751 | $0.00 | $222,286.18 | $0.00 | $0.00 |
| 75 | $0 | $817,202 | $6,373,214 | $17,047,239 | $35,742,821 | $63,281,769 | $0.00 | $229,345.02 | $0.00 | $0.00 |
| 76 | $0 | $638,119 | $6,653,149 | $18,382,196 | $38,987,648 | $69,408,453 | $0.00 | $236,762.87 | $0.00 | $0.00 |
| 77 | $0 | $426,531 | $6,958,258 | $19,800,265 | $42,536,894 | $76,313,589 | $0.00 | $244,624.95 | $0.00 | $0.00 |
| 78 | $0 | $181,890 | $7,231,762 | $21,342,842 | $46,134,947 | $83,755,736 | $0.00 | $252,743.52 | $0.00 | $0.00 |
| 79 | $0 | $0 | $7,437,900 | $22,829,269 | $50,471,728 | $91,524,457 | $0.00 | $260,992.16 | $0.00 | $0.00 |
| 80 | $0 | $0 | $7,801,608 | $24,613,945 | $55,517,802 | $100,919,845 | $0.00 | $269,463.25 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,245,885 | $26,430,394 | $60,043,080 | $111,639,438 | $0.00 | $278,096.03 | $0.00 | $0.00 |
| 82 | $0 | $0 | $8,771,083 | $28,769,568 | $65,193,365 | $122,307,749 | $0.00 | $287,169.07 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,116,753 | $30,921,862 | $70,935,318 | $134,349,280 | $0.00 | $296,719.46 | $0.00 | $0.00 |
| 84 | $0 | $0 | $9,573,016 | $33,282,518 | $77,766,701 | $147,658,761 | $0.00 | $306,375.86 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,027,989 | $36,023,312 | $84,921,064 | $162,101,885 | $0.00 | $316,710.96 | $0.00 | $0.00 |
| 86 | $0 | $0 | $10,612,670 | $39,025,606 | $92,484,332 | $176,436,239 | $0.00 | $327,200.85 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,129,555 | $42,237,710 | $100,406,293 | $193,805,865 | $0.00 | $338,022.53 | $0.00 | $0.00 |
| 88 | $0 | $0 | $11,600,349 | $45,538,939 | $109,727,066 | $214,393,362 | $0.00 | $348,955.28 | $0.00 | $0.00 |
| 89 | $0 | $0 | $12,372,201 | $48,843,839 | $121,313,772 | $236,335,500 | $0.00 | $360,302.98 | $0.00 | $0.00 |
| 90 | $0 | $0 | $12,814,341 | $53,020,686 | $131,601,186 | $258,934,705 | $0.00 | $372,395.40 | $0.00 | $0.00 |
| 91 | $0 | $0 | $13,308,620 | $57,661,752 | $142,179,810 | $282,459,974 | $0.00 | $384,606.62 | $0.00 | $0.00 |
| 92 | $0 | $0 | $14,059,652 | $62,516,603 | $155,316,952 | $311,512,546 | $0.00 | $397,187.64 | $0.00 | $0.00 |
| 93 | $0 | $0 | $14,797,188 | $67,643,706 | $169,795,014 | $339,640,571 | $0.00 | $410,420.24 | $0.00 | $0.00 |
| 94 | $0 | $0 | $15,748,345 | $73,074,209 | $186,546,364 | $377,196,422 | $0.00 | $423,887.18 | $0.00 | $0.00 |
| 95 | $0 | $0 | $16,267,664 | $78,805,735 | $202,547,436 | $415,389,472 | $0.00 | $437,582.12 | $0.00 | $0.00 |
| 96 | $0 | $0 | $17,218,156 | $85,731,652 | $223,740,221 | $457,016,653 | $0.00 | $451,992.53 | $0.00 | $0.00 |
| 97 | $0 | $0 | $18,312,469 | $92,234,280 | $241,606,706 | $502,436,337 | $0.00 | $466,599.72 | $0.00 | $0.00 |
| 98 | $0 | $0 | $19,284,121 | $100,111,521 | $263,880,689 | $557,847,408 | $0.00 | $482,096.05 | $0.00 | $0.00 |
| 99 | $0 | $0 | $20,661,597 | $108,902,231 | $291,103,789 | $614,163,334 | $0.00 | $498,163.30 | $0.00 | $0.00 |
| 100 | $0 | $0 | $22,118,549 | $117,106,309 | $317,439,631 | $669,219,407 | $0.00 | $514,441.60 | $0.00 | $0.00 |
