Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
Add to Your Story Board
Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $665,093 | $884,315 | $947,214 | $1,038,713 | $1,108,268 | $1,161,478 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $560,932 | $971,282 | $1,092,459 | $1,219,160 | $1,352,104 | $1,463,624 | $92,945.58 | $0.00 | $0.00 | $0.00 |
| 41 | $561,687 | $1,101,981 | $1,252,554 | $1,429,387 | $1,616,277 | $1,787,753 | $95,983.11 | $0.00 | $0.00 | $0.00 |
| 42 | $651,326 | $1,241,560 | $1,436,140 | $1,662,222 | $1,911,086 | $2,150,630 | $99,059.85 | $0.00 | $0.00 | $0.00 |
| 43 | $608,469 | $1,386,905 | $1,634,584 | $1,924,175 | $2,241,355 | $2,557,476 | $102,206.95 | $0.00 | $0.00 | $0.00 |
| 44 | $710,771 | $1,557,997 | $1,852,239 | $2,209,321 | $2,611,736 | $3,030,539 | $105,582.63 | $0.00 | $0.00 | $0.00 |
| 45 | $814,574 | $1,740,704 | $2,085,714 | $2,529,093 | $3,031,764 | $3,537,932 | $109,053.22 | $0.00 | $0.00 | $0.00 |
| 46 | $670,433 | $1,741,183 | $2,138,253 | $2,676,684 | $3,299,321 | $3,922,907 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $670,197 | $1,724,116 | $2,205,579 | $2,842,718 | $3,564,540 | $4,354,278 | $0.00 | $92,999.84 | $0.00 | $0.00 |
| 48 | $430,255 | $1,734,367 | $2,264,142 | $3,015,358 | $3,847,247 | $4,793,575 | $0.00 | $96,066.71 | $0.00 | $0.00 |
| 49 | $423,029 | $1,759,262 | $2,348,905 | $3,196,950 | $4,175,159 | $5,277,677 | $0.00 | $99,177.98 | $0.00 | $0.00 |
| 50 | $261,678 | $1,764,117 | $2,427,316 | $3,366,602 | $4,517,755 | $5,850,350 | $0.00 | $102,475.24 | $0.00 | $0.00 |
| 51 | $175,015 | $1,797,851 | $2,495,028 | $3,567,866 | $4,940,761 | $6,417,756 | $0.00 | $105,890.59 | $0.00 | $0.00 |
| 52 | $63,287 | $1,805,596 | $2,598,277 | $3,787,925 | $5,346,225 | $7,111,008 | $0.00 | $109,331.89 | $0.00 | $0.00 |
| 53 | $0 | $1,811,708 | $2,671,819 | $4,017,904 | $5,815,308 | $7,835,651 | $0.00 | $112,932.98 | $0.00 | $0.00 |
| 54 | $0 | $1,827,325 | $2,768,606 | $4,278,259 | $6,324,472 | $8,630,237 | $0.00 | $116,626.43 | $0.00 | $0.00 |
| 55 | $0 | $1,835,113 | $2,896,269 | $4,546,545 | $6,859,480 | $9,520,555 | $0.00 | $120,493.26 | $0.00 | $0.00 |
| 56 | $0 | $1,838,601 | $3,005,536 | $4,824,118 | $7,421,779 | $10,426,057 | $0.00 | $124,437.45 | $0.00 | $0.00 |
| 57 | $0 | $1,845,992 | $3,126,044 | $5,148,081 | $8,052,535 | $11,531,146 | $0.00 | $128,443.75 | $0.00 | $0.00 |
| 58 | $0 | $1,851,284 | $3,240,566 | $5,401,698 | $8,688,559 | $12,580,153 | $0.00 | $132,555.69 | $0.00 | $0.00 |
| 59 | $0 | $1,867,960 | $3,376,689 | $5,761,395 | $9,385,459 | $13,976,807 | $0.00 | $137,051.74 | $0.00 | $0.00 |
| 60 | $0 | $1,831,756 | $3,490,471 | $6,137,215 | $10,167,921 | $15,368,807 | $0.00 | $141,499.31 | $0.00 | $0.00 |
| 61 | $0 | $1,829,087 | $3,651,894 | $6,555,384 | $11,064,085 | $16,847,351 | $0.00 | $146,209.61 | $0.00 | $0.00 |
| 62 | $0 | $1,836,141 | $3,803,255 | $6,951,347 | $12,078,884 | $18,514,255 | $0.00 | $150,982.31 | $0.00 | $0.00 |
| 63 | $0 | $1,793,715 | $3,924,410 | $7,461,107 | $12,965,122 | $20,396,672 | $0.00 | $155,928.61 | $0.00 | $0.00 |
| 64 | $0 | $1,794,336 | $4,095,670 | $7,924,173 | $14,242,988 | $22,373,857 | $0.00 | $160,951.95 | $0.00 | $0.00 |
| 65 | $0 | $1,789,593 | $4,273,198 | $8,493,028 | $15,462,474 | $24,763,993 | $0.00 | $166,143.09 | $0.00 | $0.00 |
| 66 | $0 | $1,742,132 | $4,468,265 | $9,157,519 | $16,791,627 | $27,317,502 | $0.00 | $171,701.92 | $0.00 | $0.00 |
| 67 | $0 | $1,713,104 | $4,632,777 | $9,855,842 | $18,245,089 | $30,000,861 | $0.00 | $177,229.71 | $0.00 | $0.00 |
| 68 | $0 | $1,683,967 | $4,794,460 | $10,492,014 | $19,902,552 | $32,854,617 | $0.00 | $182,922.32 | $0.00 | $0.00 |
| 69 | $0 | $1,640,109 | $5,054,796 | $11,306,141 | $21,575,947 | $35,896,162 | $0.00 | $188,905.47 | $0.00 | $0.00 |
| 70 | $0 | $1,593,910 | $5,236,914 | $12,113,163 | $23,285,544 | $39,810,637 | $0.00 | $195,064.05 | $0.00 | $0.00 |
| 71 | $0 | $1,506,966 | $5,496,454 | $12,886,205 | $25,521,906 | $43,794,474 | $0.00 | $201,467.26 | $0.00 | $0.00 |
| 72 | $0 | $1,403,327 | $5,732,414 | $13,890,381 | $27,756,898 | $47,915,718 | $0.00 | $208,149.33 | $0.00 | $0.00 |
| 73 | $0 | $1,316,109 | $5,945,238 | $14,977,262 | $30,118,430 | $52,297,450 | $0.00 | $214,883.01 | $0.00 | $0.00 |
| 74 | $0 | $1,212,254 | $6,279,622 | $16,198,364 | $32,753,155 | $57,792,140 | $0.00 | $221,709.82 | $0.00 | $0.00 |
| 75 | $0 | $1,033,962 | $6,434,258 | $17,415,906 | $35,706,905 | $63,774,623 | $0.00 | $229,172.26 | $0.00 | $0.00 |
| 76 | $0 | $886,023 | $6,844,967 | $18,699,213 | $38,750,167 | $69,632,545 | $0.00 | $236,691.95 | $0.00 | $0.00 |
| 77 | $0 | $715,231 | $7,214,161 | $20,102,446 | $42,208,421 | $76,589,765 | $0.00 | $244,541.72 | $0.00 | $0.00 |
| 78 | $0 | $498,532 | $7,546,208 | $21,607,242 | $46,426,854 | $84,029,930 | $0.00 | $252,625.12 | $0.00 | $0.00 |
| 79 | $0 | $267,002 | $7,815,851 | $23,273,469 | $50,376,438 | $91,454,510 | $0.00 | $260,607.09 | $0.00 | $0.00 |
| 80 | $0 | $33,777 | $8,204,840 | $24,869,126 | $54,706,320 | $100,950,181 | $0.00 | $269,056.33 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,684,695 | $27,103,824 | $60,023,299 | $111,620,264 | $0.00 | $277,587.91 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,179,494 | $29,338,735 | $65,205,478 | $122,993,660 | $0.00 | $286,746.91 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,725,356 | $31,657,849 | $71,033,323 | $134,360,814 | $0.00 | $296,296.70 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,037,127 | $34,161,584 | $77,546,283 | $148,449,753 | $0.00 | $306,076.04 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,653,306 | $37,052,985 | $84,157,319 | $163,728,612 | $0.00 | $316,287.57 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,346,748 | $40,153,697 | $91,516,293 | $181,288,384 | $0.00 | $326,514.94 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,725,947 | $43,073,882 | $101,061,611 | $199,908,572 | $0.00 | $337,175.03 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,414,216 | $47,030,194 | $111,191,547 | $217,729,403 | $0.00 | $347,920.45 | $0.00 | $0.00 |
| 89 | $0 | $0 | $13,157,930 | $50,515,209 | $121,238,592 | $236,960,059 | $0.00 | $359,006.13 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,794,584 | $54,411,525 | $132,501,612 | $260,819,042 | $0.00 | $370,603.33 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,420,706 | $58,848,558 | $145,226,550 | $288,755,510 | $0.00 | $382,563.65 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,535,929 | $63,676,545 | $157,955,061 | $316,921,300 | $0.00 | $395,185.41 | $0.00 | $0.00 |
| 93 | $0 | $0 | $16,194,433 | $68,512,579 | $171,962,197 | $353,894,995 | $0.00 | $408,126.43 | $0.00 | $0.00 |
| 94 | $0 | $0 | $17,166,951 | $73,993,132 | $187,241,784 | $391,967,004 | $0.00 | $421,123.70 | $0.00 | $0.00 |
| 95 | $0 | $0 | $18,498,826 | $80,724,314 | $205,456,128 | $427,694,124 | $0.00 | $435,358.66 | $0.00 | $0.00 |
| 96 | $0 | $0 | $19,575,284 | $87,792,622 | $224,965,026 | $469,272,562 | $0.00 | $449,696.30 | $0.00 | $0.00 |
| 97 | $0 | $0 | $20,499,819 | $95,828,855 | $246,419,008 | $518,984,122 | $0.00 | $464,739.10 | $0.00 | $0.00 |
| 98 | $0 | $0 | $21,394,656 | $102,977,213 | $268,627,783 | $557,808,840 | $0.00 | $480,104.95 | $0.00 | $0.00 |
| 99 | $0 | $0 | $22,794,945 | $110,292,665 | $294,778,734 | $616,701,435 | $0.00 | $495,783.70 | $0.00 | $0.00 |
| 100 | $0 | $0 | $24,301,685 | $119,546,063 | $319,272,600 | $682,296,567 | $0.00 | $512,350.97 | $0.00 | $0.00 |
