Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
Add to Your Story Board
Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 84%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $658,658 | $884,257 | $946,878 | $1,040,425 | $1,109,826 | $1,164,268 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $604,040 | $973,233 | $1,091,639 | $1,222,078 | $1,354,863 | $1,471,872 | $92,940.00 | $0.00 | $0.00 | $0.00 |
| 41 | $622,250 | $1,092,050 | $1,246,859 | $1,432,713 | $1,622,460 | $1,797,555 | $95,936.72 | $0.00 | $0.00 | $0.00 |
| 42 | $661,575 | $1,232,450 | $1,429,543 | $1,665,033 | $1,924,592 | $2,166,063 | $99,115.21 | $0.00 | $0.00 | $0.00 |
| 43 | $687,295 | $1,383,108 | $1,624,792 | $1,920,532 | $2,261,867 | $2,588,596 | $102,360.45 | $0.00 | $0.00 | $0.00 |
| 44 | $725,666 | $1,543,380 | $1,843,661 | $2,206,592 | $2,625,904 | $3,033,416 | $105,690.37 | $0.00 | $0.00 | $0.00 |
| 45 | $784,590 | $1,727,520 | $2,085,099 | $2,518,821 | $3,036,217 | $3,577,541 | $109,133.25 | $0.00 | $0.00 | $0.00 |
| 46 | $724,485 | $1,732,587 | $2,137,937 | $2,675,810 | $3,299,046 | $3,946,609 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $602,665 | $1,738,900 | $2,190,070 | $2,821,688 | $3,573,774 | $4,343,322 | $0.00 | $92,947.99 | $0.00 | $0.00 |
| 48 | $488,752 | $1,744,332 | $2,267,810 | $2,988,173 | $3,843,728 | $4,787,029 | $0.00 | $95,990.82 | $0.00 | $0.00 |
| 49 | $491,014 | $1,776,499 | $2,339,289 | $3,168,625 | $4,165,835 | $5,245,879 | $0.00 | $99,126.88 | $0.00 | $0.00 |
| 50 | $257,203 | $1,786,311 | $2,416,723 | $3,367,869 | $4,502,232 | $5,770,882 | $0.00 | $102,329.03 | $0.00 | $0.00 |
| 51 | $125,069 | $1,801,332 | $2,498,974 | $3,552,541 | $4,873,367 | $6,407,526 | $0.00 | $105,716.60 | $0.00 | $0.00 |
| 52 | $0 | $1,820,446 | $2,604,249 | $3,770,128 | $5,272,232 | $6,996,505 | $0.00 | $109,178.54 | $0.00 | $0.00 |
| 53 | $0 | $1,846,232 | $2,714,375 | $4,027,868 | $5,718,251 | $7,712,114 | $0.00 | $112,752.57 | $0.00 | $0.00 |
| 54 | $0 | $1,860,245 | $2,790,024 | $4,256,500 | $6,176,629 | $8,492,598 | $0.00 | $116,432.91 | $0.00 | $0.00 |
| 55 | $0 | $1,885,759 | $2,908,559 | $4,514,711 | $6,661,752 | $9,277,200 | $0.00 | $120,152.15 | $0.00 | $0.00 |
| 56 | $0 | $1,896,398 | $2,997,944 | $4,766,589 | $7,212,565 | $10,220,227 | $0.00 | $124,007.77 | $0.00 | $0.00 |
| 57 | $0 | $1,911,566 | $3,112,222 | $5,096,882 | $7,830,384 | $11,245,333 | $0.00 | $127,967.12 | $0.00 | $0.00 |
| 58 | $0 | $1,911,816 | $3,236,189 | $5,373,461 | $8,498,994 | $12,314,351 | $0.00 | $132,122.55 | $0.00 | $0.00 |
| 59 | $0 | $1,892,126 | $3,365,007 | $5,728,663 | $9,169,400 | $13,516,083 | $0.00 | $136,399.25 | $0.00 | $0.00 |
| 60 | $0 | $1,903,872 | $3,494,425 | $6,078,964 | $9,903,001 | $14,984,615 | $0.00 | $140,851.05 | $0.00 | $0.00 |
| 61 | $0 | $1,922,782 | $3,606,502 | $6,487,597 | $10,773,304 | $16,430,554 | $0.00 | $145,415.94 | $0.00 | $0.00 |
| 62 | $0 | $1,911,499 | $3,786,888 | $6,892,617 | $11,571,847 | $17,877,806 | $0.00 | $150,205.10 | $0.00 | $0.00 |
| 63 | $0 | $1,901,623 | $3,942,434 | $7,378,996 | $12,547,219 | $19,917,636 | $0.00 | $155,111.39 | $0.00 | $0.00 |
| 64 | $0 | $1,918,297 | $4,080,847 | $7,912,863 | $13,677,883 | $21,593,116 | $0.00 | $160,101.88 | $0.00 | $0.00 |
| 65 | $0 | $1,868,362 | $4,259,671 | $8,460,080 | $14,908,757 | $23,664,738 | $0.00 | $165,275.31 | $0.00 | $0.00 |
| 66 | $0 | $1,879,647 | $4,444,410 | $9,062,549 | $16,256,106 | $26,546,426 | $0.00 | $170,640.86 | $0.00 | $0.00 |
| 67 | $0 | $1,825,981 | $4,622,371 | $9,624,856 | $17,654,279 | $29,034,889 | $0.00 | $176,203.95 | $0.00 | $0.00 |
| 68 | $0 | $1,748,531 | $4,817,344 | $10,366,912 | $19,283,114 | $31,831,918 | $0.00 | $182,115.26 | $0.00 | $0.00 |
| 69 | $0 | $1,709,598 | $5,018,002 | $11,105,321 | $20,880,452 | $34,835,519 | $0.00 | $187,948.99 | $0.00 | $0.00 |
| 70 | $0 | $1,661,274 | $5,270,798 | $11,902,390 | $22,750,751 | $38,106,375 | $0.00 | $194,048.73 | $0.00 | $0.00 |
| 71 | $0 | $1,546,284 | $5,481,561 | $12,809,421 | $24,731,896 | $42,287,575 | $0.00 | $200,457.13 | $0.00 | $0.00 |
| 72 | $0 | $1,441,105 | $5,724,625 | $13,813,137 | $26,892,743 | $46,467,869 | $0.00 | $206,963.69 | $0.00 | $0.00 |
| 73 | $0 | $1,335,249 | $5,959,024 | $14,717,506 | $28,985,980 | $50,727,548 | $0.00 | $213,817.01 | $0.00 | $0.00 |
| 74 | $0 | $1,224,736 | $6,244,379 | $15,801,518 | $32,154,265 | $55,925,606 | $0.00 | $220,897.82 | $0.00 | $0.00 |
| 75 | $0 | $1,083,422 | $6,539,226 | $16,985,503 | $34,902,735 | $61,413,786 | $0.00 | $228,206.86 | $0.00 | $0.00 |
| 76 | $0 | $962,801 | $6,867,627 | $18,406,311 | $38,041,630 | $67,806,346 | $0.00 | $235,582.95 | $0.00 | $0.00 |
| 77 | $0 | $763,009 | $7,124,387 | $19,828,791 | $41,587,315 | $74,132,543 | $0.00 | $243,333.49 | $0.00 | $0.00 |
| 78 | $0 | $599,470 | $7,401,045 | $21,113,047 | $45,263,846 | $82,295,935 | $0.00 | $251,184.44 | $0.00 | $0.00 |
| 79 | $0 | $377,325 | $7,864,261 | $22,886,979 | $49,458,170 | $89,616,377 | $0.00 | $259,307.69 | $0.00 | $0.00 |
| 80 | $0 | $119,352 | $8,208,026 | $24,743,458 | $54,016,382 | $98,558,149 | $0.00 | $267,777.89 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,537,748 | $26,564,518 | $58,642,029 | $108,148,548 | $0.00 | $276,567.51 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,115,321 | $28,690,236 | $64,343,399 | $118,384,149 | $0.00 | $285,573.80 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,638,582 | $30,983,347 | $69,969,699 | $130,224,636 | $0.00 | $295,174.51 | $0.00 | $0.00 |
| 84 | $0 | $0 | $9,917,558 | $33,487,408 | $76,557,613 | $145,446,695 | $0.00 | $304,856.22 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,355,609 | $36,350,062 | $83,479,275 | $157,091,457 | $0.00 | $314,978.57 | $0.00 | $0.00 |
| 86 | $0 | $0 | $10,917,644 | $38,963,889 | $91,625,873 | $174,257,224 | $0.00 | $325,363.57 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,491,523 | $41,889,603 | $99,842,181 | $193,050,901 | $0.00 | $335,806.43 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,110,353 | $45,440,934 | $107,988,863 | $213,194,354 | $0.00 | $346,881.77 | $0.00 | $0.00 |
| 89 | $0 | $0 | $12,882,519 | $49,440,638 | $117,993,262 | $232,138,889 | $0.00 | $358,344.10 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,233,816 | $53,395,550 | $130,204,215 | $254,448,621 | $0.00 | $370,303.85 | $0.00 | $0.00 |
| 91 | $0 | $0 | $13,847,872 | $57,094,485 | $141,978,950 | $281,467,477 | $0.00 | $382,431.51 | $0.00 | $0.00 |
| 92 | $0 | $0 | $14,766,215 | $62,151,122 | $153,973,846 | $306,436,392 | $0.00 | $394,835.77 | $0.00 | $0.00 |
| 93 | $0 | $0 | $15,787,471 | $67,360,377 | $169,004,885 | $340,879,122 | $0.00 | $408,212.29 | $0.00 | $0.00 |
| 94 | $0 | $0 | $16,687,138 | $72,553,573 | $184,139,841 | $375,928,571 | $0.00 | $421,929.04 | $0.00 | $0.00 |
| 95 | $0 | $0 | $17,576,083 | $77,982,329 | $199,891,949 | $414,698,903 | $0.00 | $435,544.60 | $0.00 | $0.00 |
| 96 | $0 | $0 | $18,682,178 | $84,914,477 | $217,366,880 | $461,357,865 | $0.00 | $449,859.90 | $0.00 | $0.00 |
| 97 | $0 | $0 | $19,640,846 | $92,249,699 | $238,957,507 | $501,678,291 | $0.00 | $464,532.98 | $0.00 | $0.00 |
| 98 | $0 | $0 | $21,053,905 | $99,889,855 | $262,247,950 | $554,952,955 | $0.00 | $479,750.04 | $0.00 | $0.00 |
| 99 | $0 | $0 | $22,134,750 | $107,753,353 | $285,989,655 | $614,893,663 | $0.00 | $495,219.94 | $0.00 | $0.00 |
| 100 | $0 | $0 | $23,835,325 | $116,531,464 | $313,567,324 | $666,097,668 | $0.00 | $511,391.95 | $0.00 | $0.00 |
