Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $658,964 | $884,639 | $946,608 | $1,038,683 | $1,108,350 | $1,164,189 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $621,815 | $970,877 | $1,093,240 | $1,221,047 | $1,354,989 | $1,468,020 | $92,886.16 | $0.00 | $0.00 | $0.00 |
| 41 | $599,599 | $1,094,821 | $1,251,338 | $1,432,095 | $1,622,926 | $1,799,431 | $95,864.53 | $0.00 | $0.00 | $0.00 |
| 42 | $557,958 | $1,235,380 | $1,427,791 | $1,666,901 | $1,920,088 | $2,161,134 | $98,914.31 | $0.00 | $0.00 | $0.00 |
| 43 | $675,296 | $1,394,318 | $1,633,412 | $1,921,051 | $2,249,296 | $2,570,463 | $102,166.29 | $0.00 | $0.00 | $0.00 |
| 44 | $666,373 | $1,559,687 | $1,848,948 | $2,210,193 | $2,618,941 | $3,031,910 | $105,594.88 | $0.00 | $0.00 | $0.00 |
| 45 | $657,069 | $1,743,355 | $2,089,457 | $2,522,343 | $3,033,060 | $3,547,840 | $109,040.13 | $0.00 | $0.00 | $0.00 |
| 46 | $577,819 | $1,743,354 | $2,138,903 | $2,669,616 | $3,297,263 | $3,928,382 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $520,902 | $1,744,716 | $2,197,182 | $2,805,779 | $3,561,994 | $4,329,700 | $0.00 | $92,916.46 | $0.00 | $0.00 |
| 48 | $460,989 | $1,753,487 | $2,282,113 | $2,985,127 | $3,833,002 | $4,770,724 | $0.00 | $95,971.97 | $0.00 | $0.00 |
| 49 | $413,361 | $1,767,922 | $2,347,004 | $3,164,753 | $4,172,295 | $5,251,513 | $0.00 | $99,121.59 | $0.00 | $0.00 |
| 50 | $381,428 | $1,781,180 | $2,451,730 | $3,359,387 | $4,500,542 | $5,776,728 | $0.00 | $102,356.69 | $0.00 | $0.00 |
| 51 | $236,345 | $1,810,111 | $2,518,984 | $3,565,525 | $4,875,436 | $6,349,457 | $0.00 | $105,726.31 | $0.00 | $0.00 |
| 52 | $134,854 | $1,828,012 | $2,614,201 | $3,778,664 | $5,261,641 | $6,960,502 | $0.00 | $109,256.82 | $0.00 | $0.00 |
| 53 | $13,506 | $1,837,334 | $2,706,303 | $3,995,256 | $5,666,062 | $7,673,245 | $0.00 | $112,795.48 | $0.00 | $0.00 |
| 54 | $0 | $1,833,232 | $2,800,187 | $4,239,234 | $6,154,368 | $8,466,009 | $0.00 | $116,421.67 | $0.00 | $0.00 |
| 55 | $0 | $1,878,300 | $2,882,329 | $4,483,389 | $6,652,782 | $9,306,496 | $0.00 | $120,216.20 | $0.00 | $0.00 |
| 56 | $0 | $1,861,204 | $3,000,530 | $4,766,583 | $7,216,790 | $10,152,557 | $0.00 | $124,151.93 | $0.00 | $0.00 |
| 57 | $0 | $1,873,016 | $3,083,492 | $5,072,065 | $7,882,431 | $11,207,904 | $0.00 | $128,118.59 | $0.00 | $0.00 |
| 58 | $0 | $1,887,956 | $3,197,367 | $5,425,536 | $8,517,927 | $12,302,860 | $0.00 | $132,272.30 | $0.00 | $0.00 |
| 59 | $0 | $1,890,183 | $3,330,268 | $5,741,384 | $9,291,028 | $13,561,160 | $0.00 | $136,625.33 | $0.00 | $0.00 |
| 60 | $0 | $1,897,075 | $3,487,042 | $6,145,099 | $10,064,074 | $14,805,043 | $0.00 | $141,134.48 | $0.00 | $0.00 |
| 61 | $0 | $1,881,114 | $3,646,689 | $6,482,677 | $10,924,863 | $16,315,386 | $0.00 | $145,657.00 | $0.00 | $0.00 |
| 62 | $0 | $1,861,152 | $3,788,624 | $6,967,850 | $11,850,621 | $17,848,102 | $0.00 | $150,443.70 | $0.00 | $0.00 |
| 63 | $0 | $1,882,478 | $3,932,293 | $7,427,693 | $12,770,755 | $19,663,439 | $0.00 | $155,279.06 | $0.00 | $0.00 |
| 64 | $0 | $1,867,200 | $4,134,523 | $7,942,667 | $13,873,269 | $21,533,202 | $0.00 | $160,364.99 | $0.00 | $0.00 |
| 65 | $0 | $1,856,396 | $4,310,399 | $8,445,360 | $15,143,603 | $23,729,802 | $0.00 | $165,617.25 | $0.00 | $0.00 |
| 66 | $0 | $1,798,054 | $4,464,085 | $9,056,450 | $16,387,606 | $26,097,740 | $0.00 | $170,982.14 | $0.00 | $0.00 |
| 67 | $0 | $1,750,418 | $4,647,256 | $9,662,826 | $17,786,984 | $28,779,193 | $0.00 | $176,523.61 | $0.00 | $0.00 |
| 68 | $0 | $1,688,876 | $4,848,597 | $10,341,296 | $19,402,225 | $31,668,251 | $0.00 | $182,274.09 | $0.00 | $0.00 |
| 69 | $0 | $1,662,287 | $5,095,126 | $11,107,175 | $20,996,899 | $34,941,462 | $0.00 | $188,167.39 | $0.00 | $0.00 |
| 70 | $0 | $1,580,204 | $5,313,931 | $11,824,879 | $22,658,964 | $37,998,351 | $0.00 | $194,372.79 | $0.00 | $0.00 |
| 71 | $0 | $1,501,703 | $5,548,360 | $12,627,142 | $24,902,394 | $41,485,501 | $0.00 | $200,940.02 | $0.00 | $0.00 |
| 72 | $0 | $1,357,155 | $5,794,323 | $13,622,952 | $26,982,951 | $45,481,966 | $0.00 | $207,397.26 | $0.00 | $0.00 |
| 73 | $0 | $1,246,337 | $6,073,410 | $14,676,134 | $29,396,185 | $50,590,846 | $0.00 | $214,250.30 | $0.00 | $0.00 |
| 74 | $0 | $1,168,439 | $6,331,991 | $15,782,980 | $32,065,951 | $55,154,571 | $0.00 | $221,236.82 | $0.00 | $0.00 |
| 75 | $0 | $992,018 | $6,608,049 | $16,936,853 | $35,147,469 | $61,334,510 | $0.00 | $228,404.22 | $0.00 | $0.00 |
| 76 | $0 | $863,891 | $6,912,400 | $18,318,845 | $37,864,055 | $67,396,030 | $0.00 | $235,944.43 | $0.00 | $0.00 |
| 77 | $0 | $685,223 | $7,301,851 | $19,690,733 | $41,155,907 | $74,490,386 | $0.00 | $243,593.45 | $0.00 | $0.00 |
| 78 | $0 | $480,501 | $7,594,259 | $21,110,417 | $45,200,020 | $82,206,756 | $0.00 | $251,512.19 | $0.00 | $0.00 |
| 79 | $0 | $230,219 | $7,942,096 | $22,819,942 | $49,422,213 | $90,501,823 | $0.00 | $259,900.25 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,303,862 | $24,508,867 | $53,989,678 | $98,938,838 | $0.00 | $268,391.31 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,707,707 | $26,338,116 | $58,977,657 | $108,808,929 | $0.00 | $277,464.85 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,132,551 | $28,188,780 | $64,235,229 | $119,552,372 | $0.00 | $286,317.73 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,576,134 | $30,490,633 | $70,191,240 | $131,388,033 | $0.00 | $295,723.89 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,035,957 | $33,212,724 | $76,576,043 | $142,857,320 | $0.00 | $305,494.26 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,556,097 | $36,242,060 | $83,875,297 | $158,063,260 | $0.00 | $315,287.01 | $0.00 | $0.00 |
| 86 | $0 | $0 | $10,916,257 | $39,128,592 | $91,639,123 | $170,945,081 | $0.00 | $325,566.45 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,655,417 | $42,455,145 | $99,890,790 | $189,064,176 | $0.00 | $336,466.64 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,184,794 | $45,618,400 | $110,226,625 | $209,240,982 | $0.00 | $347,577.23 | $0.00 | $0.00 |
| 89 | $0 | $0 | $12,966,626 | $49,263,037 | $119,907,681 | $231,468,872 | $0.00 | $358,940.13 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,666,592 | $53,313,276 | $130,722,953 | $252,775,337 | $0.00 | $370,963.94 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,608,937 | $57,464,025 | $142,009,788 | $279,809,589 | $0.00 | $383,377.11 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,526,003 | $61,891,491 | $155,293,112 | $307,353,277 | $0.00 | $395,969.43 | $0.00 | $0.00 |
| 93 | $0 | $0 | $16,411,116 | $67,280,593 | $170,323,088 | $334,298,306 | $0.00 | $408,432.86 | $0.00 | $0.00 |
| 94 | $0 | $0 | $17,061,842 | $72,817,444 | $185,364,565 | $371,236,852 | $0.00 | $421,905.18 | $0.00 | $0.00 |
| 95 | $0 | $0 | $18,041,431 | $79,065,751 | $200,911,269 | $403,749,278 | $0.00 | $435,474.64 | $0.00 | $0.00 |
| 96 | $0 | $0 | $19,187,945 | $86,483,955 | $219,141,351 | $451,921,167 | $0.00 | $449,807.56 | $0.00 | $0.00 |
| 97 | $0 | $0 | $20,206,197 | $94,278,907 | $237,563,435 | $499,705,539 | $0.00 | $464,921.04 | $0.00 | $0.00 |
| 98 | $0 | $0 | $21,398,398 | $100,813,765 | $262,839,391 | $553,722,022 | $0.00 | $479,775.22 | $0.00 | $0.00 |
| 99 | $0 | $0 | $22,930,905 | $110,108,443 | $286,042,921 | $604,974,179 | $0.00 | $495,655.98 | $0.00 | $0.00 |
| 100 | $0 | $0 | $24,391,047 | $118,045,085 | $309,285,069 | $665,538,850 | $0.00 | $511,822.33 | $0.00 | $0.00 |
