Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $659,882 | $883,946 | $944,585 | $1,038,889 | $1,109,969 | $1,165,157 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $571,882 | $962,972 | $1,094,820 | $1,225,060 | $1,355,240 | $1,469,538 | $92,982.29 | $0.00 | $0.00 | $0.00 |
| 41 | $573,756 | $1,097,282 | $1,254,549 | $1,438,857 | $1,626,340 | $1,798,070 | $96,043.43 | $0.00 | $0.00 | $0.00 |
| 42 | $600,398 | $1,233,243 | $1,426,276 | $1,666,492 | $1,922,809 | $2,157,556 | $99,137.65 | $0.00 | $0.00 | $0.00 |
| 43 | $644,616 | $1,390,139 | $1,626,183 | $1,925,027 | $2,252,943 | $2,573,436 | $102,369.85 | $0.00 | $0.00 | $0.00 |
| 44 | $734,535 | $1,553,045 | $1,846,080 | $2,210,461 | $2,636,849 | $3,041,120 | $105,778.13 | $0.00 | $0.00 | $0.00 |
| 45 | $833,636 | $1,740,704 | $2,081,860 | $2,516,906 | $3,032,778 | $3,554,521 | $109,269.12 | $0.00 | $0.00 | $0.00 |
| 46 | $584,216 | $1,737,679 | $2,147,952 | $2,668,633 | $3,286,776 | $3,922,925 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $511,735 | $1,738,679 | $2,207,545 | $2,834,319 | $3,561,998 | $4,344,283 | $0.00 | $92,936.10 | $0.00 | $0.00 |
| 48 | $405,205 | $1,738,953 | $2,281,010 | $2,993,085 | $3,860,421 | $4,793,610 | $0.00 | $96,051.95 | $0.00 | $0.00 |
| 49 | $346,138 | $1,747,428 | $2,355,810 | $3,189,537 | $4,166,875 | $5,283,321 | $0.00 | $99,225.54 | $0.00 | $0.00 |
| 50 | $289,580 | $1,761,436 | $2,439,470 | $3,362,928 | $4,517,651 | $5,810,661 | $0.00 | $102,411.87 | $0.00 | $0.00 |
| 51 | $176,170 | $1,782,428 | $2,529,240 | $3,543,920 | $4,881,802 | $6,381,425 | $0.00 | $105,753.15 | $0.00 | $0.00 |
| 52 | $86,565 | $1,803,744 | $2,624,163 | $3,770,154 | $5,274,700 | $7,041,433 | $0.00 | $109,190.47 | $0.00 | $0.00 |
| 53 | $0 | $1,805,062 | $2,735,658 | $3,997,700 | $5,716,538 | $7,657,043 | $0.00 | $112,701.58 | $0.00 | $0.00 |
| 54 | $0 | $1,803,143 | $2,802,397 | $4,257,918 | $6,159,409 | $8,441,965 | $0.00 | $116,385.75 | $0.00 | $0.00 |
| 55 | $0 | $1,814,323 | $2,915,955 | $4,491,041 | $6,698,783 | $9,176,067 | $0.00 | $120,145.72 | $0.00 | $0.00 |
| 56 | $0 | $1,835,447 | $2,999,187 | $4,786,131 | $7,267,926 | $10,128,072 | $0.00 | $124,042.52 | $0.00 | $0.00 |
| 57 | $0 | $1,840,762 | $3,111,016 | $5,101,649 | $7,893,087 | $11,268,929 | $0.00 | $128,134.69 | $0.00 | $0.00 |
| 58 | $0 | $1,823,501 | $3,229,199 | $5,457,005 | $8,525,824 | $12,282,380 | $0.00 | $132,239.10 | $0.00 | $0.00 |
| 59 | $0 | $1,831,482 | $3,351,603 | $5,769,226 | $9,243,905 | $13,388,634 | $0.00 | $136,684.93 | $0.00 | $0.00 |
| 60 | $0 | $1,817,105 | $3,507,655 | $6,198,359 | $10,017,511 | $14,860,166 | $0.00 | $141,272.59 | $0.00 | $0.00 |
| 61 | $0 | $1,824,283 | $3,657,436 | $6,609,498 | $10,808,016 | $16,280,611 | $0.00 | $145,840.86 | $0.00 | $0.00 |
| 62 | $0 | $1,817,829 | $3,818,647 | $7,007,794 | $11,764,193 | $18,013,053 | $0.00 | $150,506.85 | $0.00 | $0.00 |
| 63 | $0 | $1,786,344 | $3,951,007 | $7,451,977 | $12,745,868 | $19,776,139 | $0.00 | $155,427.45 | $0.00 | $0.00 |
| 64 | $0 | $1,782,899 | $4,132,489 | $7,965,249 | $13,813,375 | $21,607,097 | $0.00 | $160,683.27 | $0.00 | $0.00 |
| 65 | $0 | $1,743,780 | $4,262,469 | $8,535,876 | $15,035,335 | $23,955,698 | $0.00 | $165,938.14 | $0.00 | $0.00 |
| 66 | $0 | $1,701,817 | $4,446,123 | $9,107,244 | $16,352,161 | $26,168,979 | $0.00 | $171,256.79 | $0.00 | $0.00 |
| 67 | $0 | $1,686,642 | $4,647,651 | $9,745,285 | $17,712,018 | $29,039,458 | $0.00 | $176,745.41 | $0.00 | $0.00 |
| 68 | $0 | $1,628,771 | $4,859,639 | $10,483,019 | $19,390,584 | $31,571,762 | $0.00 | $182,415.87 | $0.00 | $0.00 |
| 69 | $0 | $1,573,159 | $5,089,842 | $11,211,580 | $21,117,333 | $35,097,173 | $0.00 | $188,252.68 | $0.00 | $0.00 |
| 70 | $0 | $1,483,287 | $5,331,482 | $11,978,532 | $23,086,867 | $38,781,846 | $0.00 | $194,406.61 | $0.00 | $0.00 |
| 71 | $0 | $1,421,917 | $5,637,691 | $12,924,293 | $24,914,275 | $42,487,026 | $0.00 | $200,735.05 | $0.00 | $0.00 |
| 72 | $0 | $1,326,184 | $5,878,034 | $13,886,214 | $27,243,880 | $46,315,539 | $0.00 | $207,384.43 | $0.00 | $0.00 |
| 73 | $0 | $1,247,807 | $6,113,794 | $14,920,180 | $29,708,463 | $50,793,387 | $0.00 | $213,916.20 | $0.00 | $0.00 |
| 74 | $0 | $1,114,723 | $6,434,162 | $16,104,771 | $32,302,623 | $56,003,476 | $0.00 | $220,777.51 | $0.00 | $0.00 |
| 75 | $0 | $960,384 | $6,775,111 | $17,330,143 | $35,358,386 | $61,526,102 | $0.00 | $227,984.07 | $0.00 | $0.00 |
| 76 | $0 | $800,464 | $7,179,073 | $18,592,093 | $38,383,698 | $67,836,152 | $0.00 | $235,150.81 | $0.00 | $0.00 |
| 77 | $0 | $596,831 | $7,473,377 | $19,919,211 | $42,027,204 | $74,400,719 | $0.00 | $242,869.04 | $0.00 | $0.00 |
| 78 | $0 | $408,088 | $7,780,737 | $21,357,835 | $45,805,932 | $82,209,988 | $0.00 | $250,889.23 | $0.00 | $0.00 |
| 79 | $0 | $159,306 | $8,240,267 | $23,076,907 | $50,096,744 | $90,023,935 | $0.00 | $258,991.17 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,667,132 | $24,846,722 | $54,537,662 | $98,288,253 | $0.00 | $267,403.75 | $0.00 | $0.00 |
| 81 | $0 | $0 | $9,129,967 | $26,888,877 | $59,033,932 | $109,645,923 | $0.00 | $276,251.98 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,571,109 | $28,968,480 | $64,952,124 | $120,691,775 | $0.00 | $285,390.17 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,816,317 | $31,037,861 | $70,512,537 | $133,748,488 | $0.00 | $294,769.54 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,337,422 | $33,443,476 | $76,971,559 | $147,526,009 | $0.00 | $304,512.63 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,880,198 | $36,553,782 | $83,783,205 | $162,525,107 | $0.00 | $314,476.97 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,518,840 | $39,730,276 | $91,714,345 | $177,272,319 | $0.00 | $324,842.20 | $0.00 | $0.00 |
| 87 | $0 | $0 | $12,100,807 | $42,598,429 | $100,270,579 | $195,901,556 | $0.00 | $335,418.43 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,611,843 | $45,884,354 | $109,048,120 | $212,446,613 | $0.00 | $346,217.78 | $0.00 | $0.00 |
| 89 | $0 | $0 | $13,268,107 | $49,701,717 | $119,653,458 | $231,740,275 | $0.00 | $357,636.52 | $0.00 | $0.00 |
| 90 | $0 | $0 | $14,112,871 | $53,621,039 | $131,137,561 | $255,903,014 | $0.00 | $369,380.67 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,865,213 | $58,030,314 | $144,683,982 | $284,230,958 | $0.00 | $381,428.48 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,938,320 | $62,906,768 | $156,310,305 | $315,634,709 | $0.00 | $393,940.00 | $0.00 | $0.00 |
| 93 | $0 | $0 | $17,012,870 | $67,665,044 | $170,005,878 | $344,638,704 | $0.00 | $406,785.64 | $0.00 | $0.00 |
| 94 | $0 | $0 | $17,848,299 | $73,257,857 | $185,419,988 | $383,694,445 | $0.00 | $420,185.01 | $0.00 | $0.00 |
| 95 | $0 | $0 | $18,819,697 | $80,633,667 | $205,107,086 | $416,246,612 | $0.00 | $433,898.67 | $0.00 | $0.00 |
| 96 | $0 | $0 | $19,427,687 | $87,474,065 | $223,719,383 | $460,638,749 | $0.00 | $447,842.85 | $0.00 | $0.00 |
| 97 | $0 | $0 | $21,156,154 | $94,512,191 | $245,554,768 | $499,723,579 | $0.00 | $462,586.38 | $0.00 | $0.00 |
| 98 | $0 | $0 | $22,372,665 | $102,607,664 | $270,394,696 | $551,952,252 | $0.00 | $477,569.91 | $0.00 | $0.00 |
| 99 | $0 | $0 | $23,863,016 | $111,573,908 | $293,323,931 | $608,640,780 | $0.00 | $493,388.17 | $0.00 | $0.00 |
| 100 | $0 | $0 | $25,182,187 | $120,103,354 | $321,151,925 | $670,713,208 | $0.00 | $509,474.33 | $0.00 | $0.00 |
