Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $665,055 | $883,325 | $951,244 | $1,039,526 | $1,110,348 | $1,162,898 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $606,987 | $974,659 | $1,092,301 | $1,219,025 | $1,356,224 | $1,472,624 | $92,974.53 | $0.00 | $0.00 | $0.00 |
| 41 | $619,216 | $1,089,850 | $1,247,179 | $1,432,388 | $1,624,167 | $1,793,180 | $96,056.30 | $0.00 | $0.00 | $0.00 |
| 42 | $740,324 | $1,233,354 | $1,429,786 | $1,672,766 | $1,918,214 | $2,161,532 | $99,215.87 | $0.00 | $0.00 | $0.00 |
| 43 | $678,016 | $1,387,872 | $1,623,291 | $1,928,877 | $2,256,341 | $2,579,156 | $102,482.63 | $0.00 | $0.00 | $0.00 |
| 44 | $748,970 | $1,559,340 | $1,839,175 | $2,210,135 | $2,619,429 | $3,039,387 | $105,841.86 | $0.00 | $0.00 | $0.00 |
| 45 | $795,606 | $1,740,391 | $2,080,645 | $2,524,731 | $3,024,871 | $3,538,365 | $109,359.47 | $0.00 | $0.00 | $0.00 |
| 46 | $725,307 | $1,735,100 | $2,141,300 | $2,671,827 | $3,283,648 | $3,945,735 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $583,363 | $1,741,516 | $2,200,299 | $2,812,545 | $3,549,047 | $4,361,640 | $0.00 | $92,951.78 | $0.00 | $0.00 |
| 48 | $488,240 | $1,733,625 | $2,273,234 | $2,984,579 | $3,843,033 | $4,795,679 | $0.00 | $96,013.82 | $0.00 | $0.00 |
| 49 | $400,325 | $1,764,632 | $2,355,404 | $3,168,239 | $4,168,442 | $5,260,722 | $0.00 | $99,189.48 | $0.00 | $0.00 |
| 50 | $331,694 | $1,754,043 | $2,434,849 | $3,349,656 | $4,513,787 | $5,818,170 | $0.00 | $102,418.10 | $0.00 | $0.00 |
| 51 | $244,692 | $1,768,445 | $2,506,141 | $3,551,674 | $4,892,183 | $6,415,980 | $0.00 | $105,725.62 | $0.00 | $0.00 |
| 52 | $114,532 | $1,771,904 | $2,585,047 | $3,765,947 | $5,307,578 | $7,003,079 | $0.00 | $109,192.99 | $0.00 | $0.00 |
| 53 | $0 | $1,806,246 | $2,668,990 | $3,955,226 | $5,796,051 | $7,703,377 | $0.00 | $112,852.10 | $0.00 | $0.00 |
| 54 | $0 | $1,805,742 | $2,744,231 | $4,222,642 | $6,239,344 | $8,407,290 | $0.00 | $116,503.73 | $0.00 | $0.00 |
| 55 | $0 | $1,789,364 | $2,859,104 | $4,475,249 | $6,730,676 | $9,276,250 | $0.00 | $120,352.46 | $0.00 | $0.00 |
| 56 | $0 | $1,808,512 | $2,966,731 | $4,780,176 | $7,288,309 | $10,344,008 | $0.00 | $124,313.31 | $0.00 | $0.00 |
| 57 | $0 | $1,804,302 | $3,054,736 | $5,072,407 | $7,844,267 | $11,262,286 | $0.00 | $128,343.13 | $0.00 | $0.00 |
| 58 | $0 | $1,830,505 | $3,179,845 | $5,444,714 | $8,499,263 | $12,385,877 | $0.00 | $132,565.48 | $0.00 | $0.00 |
| 59 | $0 | $1,820,861 | $3,283,412 | $5,739,967 | $9,282,385 | $13,617,306 | $0.00 | $136,938.30 | $0.00 | $0.00 |
| 60 | $0 | $1,803,512 | $3,416,227 | $6,138,693 | $10,072,986 | $14,948,963 | $0.00 | $141,465.07 | $0.00 | $0.00 |
| 61 | $0 | $1,792,987 | $3,578,180 | $6,544,018 | $10,891,621 | $16,319,631 | $0.00 | $146,035.26 | $0.00 | $0.00 |
| 62 | $0 | $1,788,077 | $3,747,466 | $6,942,308 | $11,914,956 | $17,880,051 | $0.00 | $150,805.53 | $0.00 | $0.00 |
| 63 | $0 | $1,759,986 | $3,902,756 | $7,408,380 | $12,915,663 | $20,001,824 | $0.00 | $155,727.58 | $0.00 | $0.00 |
| 64 | $0 | $1,737,763 | $4,106,102 | $7,925,632 | $14,022,241 | $22,001,214 | $0.00 | $160,894.54 | $0.00 | $0.00 |
| 65 | $0 | $1,689,038 | $4,252,422 | $8,442,774 | $15,258,936 | $24,237,787 | $0.00 | $166,194.28 | $0.00 | $0.00 |
| 66 | $0 | $1,639,869 | $4,365,454 | $9,105,311 | $16,477,662 | $26,198,473 | $0.00 | $171,622.79 | $0.00 | $0.00 |
| 67 | $0 | $1,575,663 | $4,576,308 | $9,651,124 | $17,985,802 | $28,883,163 | $0.00 | $177,406.43 | $0.00 | $0.00 |
| 68 | $0 | $1,513,993 | $4,726,297 | $10,388,154 | $19,557,423 | $32,122,811 | $0.00 | $183,296.73 | $0.00 | $0.00 |
| 69 | $0 | $1,419,085 | $4,943,504 | $11,098,971 | $21,317,982 | $35,145,042 | $0.00 | $189,298.72 | $0.00 | $0.00 |
| 70 | $0 | $1,344,528 | $5,227,050 | $11,785,080 | $23,025,668 | $38,453,152 | $0.00 | $195,344.03 | $0.00 | $0.00 |
| 71 | $0 | $1,266,777 | $5,435,317 | $12,711,708 | $25,071,650 | $42,403,542 | $0.00 | $201,676.58 | $0.00 | $0.00 |
| 72 | $0 | $1,142,283 | $5,591,346 | $13,577,235 | $27,326,410 | $46,529,344 | $0.00 | $208,256.24 | $0.00 | $0.00 |
| 73 | $0 | $1,032,582 | $5,815,320 | $14,728,225 | $29,855,272 | $51,442,514 | $0.00 | $214,977.98 | $0.00 | $0.00 |
| 74 | $0 | $923,578 | $6,100,495 | $15,698,856 | $32,664,597 | $56,496,618 | $0.00 | $222,098.84 | $0.00 | $0.00 |
| 75 | $0 | $775,120 | $6,394,570 | $16,908,874 | $35,382,306 | $63,252,072 | $0.00 | $229,255.01 | $0.00 | $0.00 |
| 76 | $0 | $628,013 | $6,683,534 | $18,159,081 | $38,296,015 | $69,176,039 | $0.00 | $236,761.62 | $0.00 | $0.00 |
| 77 | $0 | $395,253 | $7,023,344 | $19,668,196 | $41,610,237 | $76,202,370 | $0.00 | $244,198.03 | $0.00 | $0.00 |
| 78 | $0 | $174,469 | $7,312,811 | $21,232,553 | $45,979,841 | $83,267,441 | $0.00 | $252,205.35 | $0.00 | $0.00 |
| 79 | $0 | $0 | $7,707,835 | $22,798,222 | $50,285,741 | $92,182,955 | $0.00 | $260,430.53 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,066,050 | $24,455,033 | $55,400,968 | $101,558,509 | $0.00 | $268,947.35 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,476,550 | $26,276,543 | $59,753,673 | $111,876,434 | $0.00 | $277,685.01 | $0.00 | $0.00 |
| 82 | $0 | $0 | $8,815,916 | $28,356,510 | $65,933,102 | $124,003,991 | $0.00 | $286,896.80 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,225,531 | $30,352,631 | $72,588,558 | $134,554,549 | $0.00 | $296,192.98 | $0.00 | $0.00 |
| 84 | $0 | $0 | $9,685,407 | $33,000,530 | $78,689,025 | $147,371,334 | $0.00 | $305,899.17 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,087,923 | $35,690,247 | $85,068,900 | $160,685,132 | $0.00 | $315,764.56 | $0.00 | $0.00 |
| 86 | $0 | $0 | $10,708,011 | $38,437,072 | $92,555,497 | $179,290,731 | $0.00 | $325,864.12 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,186,899 | $41,367,027 | $100,979,052 | $196,040,629 | $0.00 | $336,346.74 | $0.00 | $0.00 |
| 88 | $0 | $0 | $11,848,628 | $44,859,750 | $109,744,553 | $217,370,580 | $0.00 | $347,408.68 | $0.00 | $0.00 |
| 89 | $0 | $0 | $12,446,826 | $48,639,498 | $119,969,198 | $238,667,625 | $0.00 | $358,977.49 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,142,303 | $52,395,979 | $131,585,765 | $261,444,963 | $0.00 | $370,476.46 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,173,578 | $56,832,906 | $142,885,787 | $286,399,251 | $0.00 | $382,935.45 | $0.00 | $0.00 |
| 92 | $0 | $0 | $14,772,554 | $61,410,193 | $156,376,475 | $314,263,222 | $0.00 | $395,268.01 | $0.00 | $0.00 |
| 93 | $0 | $0 | $15,689,019 | $66,643,554 | $171,912,270 | $348,883,151 | $0.00 | $408,298.99 | $0.00 | $0.00 |
| 94 | $0 | $0 | $16,112,964 | $72,228,897 | $187,962,644 | $390,855,961 | $0.00 | $421,684.87 | $0.00 | $0.00 |
| 95 | $0 | $0 | $17,239,146 | $79,160,807 | $205,206,805 | $426,327,201 | $0.00 | $435,443.53 | $0.00 | $0.00 |
| 96 | $0 | $0 | $18,087,190 | $85,058,788 | $222,039,255 | $472,316,122 | $0.00 | $449,787.11 | $0.00 | $0.00 |
| 97 | $0 | $0 | $19,232,374 | $92,441,083 | $241,187,670 | $515,502,571 | $0.00 | $464,260.93 | $0.00 | $0.00 |
| 98 | $0 | $0 | $20,381,595 | $99,301,512 | $267,013,552 | $561,389,412 | $0.00 | $479,557.18 | $0.00 | $0.00 |
| 99 | $0 | $0 | $21,907,664 | $107,514,077 | $291,400,155 | $628,906,078 | $0.00 | $495,514.43 | $0.00 | $0.00 |
| 100 | $0 | $0 | $23,245,644 | $116,950,443 | $318,481,431 | $694,111,465 | $0.00 | $511,754.05 | $0.00 | $0.00 |
