Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 83%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $660,507 | $882,404 | $945,817 | $1,036,445 | $1,107,822 | $1,160,801 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $556,187 | $963,932 | $1,091,912 | $1,222,286 | $1,353,955 | $1,467,295 | $92,894.66 | $0.00 | $0.00 | $0.00 |
| 41 | $588,953 | $1,085,429 | $1,245,395 | $1,435,341 | $1,626,540 | $1,793,823 | $95,899.25 | $0.00 | $0.00 | $0.00 |
| 42 | $649,778 | $1,220,925 | $1,423,751 | $1,666,336 | $1,919,855 | $2,162,139 | $99,030.30 | $0.00 | $0.00 | $0.00 |
| 43 | $655,362 | $1,377,196 | $1,621,746 | $1,922,404 | $2,259,719 | $2,575,574 | $102,297.48 | $0.00 | $0.00 | $0.00 |
| 44 | $753,158 | $1,543,289 | $1,833,850 | $2,214,435 | $2,634,759 | $3,032,403 | $105,592.29 | $0.00 | $0.00 | $0.00 |
| 45 | $876,565 | $1,733,079 | $2,073,996 | $2,524,075 | $3,045,972 | $3,553,254 | $108,990.70 | $0.00 | $0.00 | $0.00 |
| 46 | $719,916 | $1,730,748 | $2,129,480 | $2,673,944 | $3,293,948 | $3,920,416 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $485,665 | $1,728,513 | $2,205,013 | $2,843,633 | $3,580,763 | $4,311,105 | $0.00 | $93,110.33 | $0.00 | $0.00 |
| 48 | $454,247 | $1,731,617 | $2,260,434 | $3,004,220 | $3,860,119 | $4,770,892 | $0.00 | $96,095.76 | $0.00 | $0.00 |
| 49 | $420,236 | $1,757,804 | $2,336,804 | $3,187,636 | $4,186,534 | $5,217,743 | $0.00 | $99,159.57 | $0.00 | $0.00 |
| 50 | $304,191 | $1,766,928 | $2,407,308 | $3,356,088 | $4,536,653 | $5,803,689 | $0.00 | $102,384.55 | $0.00 | $0.00 |
| 51 | $176,653 | $1,790,763 | $2,488,919 | $3,552,699 | $4,912,094 | $6,370,960 | $0.00 | $105,743.15 | $0.00 | $0.00 |
| 52 | $40,215 | $1,811,681 | $2,588,910 | $3,759,535 | $5,274,594 | $6,983,757 | $0.00 | $109,245.54 | $0.00 | $0.00 |
| 53 | $0 | $1,820,966 | $2,692,933 | $3,989,048 | $5,711,093 | $7,691,029 | $0.00 | $112,858.08 | $0.00 | $0.00 |
| 54 | $0 | $1,817,505 | $2,795,070 | $4,223,002 | $6,171,093 | $8,425,826 | $0.00 | $116,425.58 | $0.00 | $0.00 |
| 55 | $0 | $1,828,280 | $2,902,377 | $4,514,590 | $6,724,954 | $9,266,780 | $0.00 | $120,227.27 | $0.00 | $0.00 |
| 56 | $0 | $1,853,932 | $3,002,408 | $4,797,577 | $7,295,569 | $10,150,000 | $0.00 | $124,161.05 | $0.00 | $0.00 |
| 57 | $0 | $1,859,243 | $3,123,508 | $5,104,354 | $7,890,011 | $11,171,154 | $0.00 | $128,167.00 | $0.00 | $0.00 |
| 58 | $0 | $1,871,307 | $3,233,153 | $5,423,735 | $8,598,491 | $12,266,828 | $0.00 | $132,305.18 | $0.00 | $0.00 |
| 59 | $0 | $1,875,521 | $3,355,559 | $5,795,630 | $9,331,352 | $13,660,519 | $0.00 | $136,732.19 | $0.00 | $0.00 |
| 60 | $0 | $1,868,384 | $3,488,079 | $6,178,739 | $10,055,390 | $15,045,834 | $0.00 | $141,231.82 | $0.00 | $0.00 |
| 61 | $0 | $1,832,314 | $3,606,847 | $6,618,920 | $10,981,128 | $16,584,443 | $0.00 | $145,812.86 | $0.00 | $0.00 |
| 62 | $0 | $1,859,152 | $3,743,252 | $7,095,811 | $11,928,965 | $18,140,155 | $0.00 | $150,570.01 | $0.00 | $0.00 |
| 63 | $0 | $1,851,132 | $3,893,800 | $7,511,615 | $12,974,261 | $20,058,520 | $0.00 | $155,539.97 | $0.00 | $0.00 |
| 64 | $0 | $1,793,854 | $4,107,358 | $8,016,911 | $14,127,326 | $21,670,478 | $0.00 | $160,589.39 | $0.00 | $0.00 |
| 65 | $0 | $1,789,192 | $4,233,813 | $8,605,465 | $15,390,378 | $24,053,643 | $0.00 | $165,872.78 | $0.00 | $0.00 |
| 66 | $0 | $1,759,618 | $4,461,298 | $9,146,913 | $16,785,714 | $26,489,270 | $0.00 | $171,282.74 | $0.00 | $0.00 |
| 67 | $0 | $1,713,430 | $4,634,160 | $9,817,136 | $18,146,553 | $28,913,605 | $0.00 | $177,019.51 | $0.00 | $0.00 |
| 68 | $0 | $1,701,433 | $4,839,730 | $10,589,289 | $19,725,608 | $32,117,314 | $0.00 | $182,856.91 | $0.00 | $0.00 |
| 69 | $0 | $1,610,176 | $5,046,541 | $11,335,637 | $21,412,062 | $35,048,202 | $0.00 | $188,818.21 | $0.00 | $0.00 |
| 70 | $0 | $1,585,069 | $5,335,625 | $11,960,545 | $23,192,918 | $39,018,477 | $0.00 | $195,029.31 | $0.00 | $0.00 |
| 71 | $0 | $1,472,322 | $5,524,346 | $12,897,281 | $25,462,413 | $42,658,761 | $0.00 | $201,309.14 | $0.00 | $0.00 |
| 72 | $0 | $1,341,957 | $5,810,540 | $13,795,284 | $27,711,257 | $47,266,508 | $0.00 | $207,691.53 | $0.00 | $0.00 |
| 73 | $0 | $1,228,911 | $6,056,899 | $14,908,001 | $30,103,887 | $51,615,117 | $0.00 | $214,342.43 | $0.00 | $0.00 |
| 74 | $0 | $1,114,960 | $6,305,583 | $15,937,764 | $32,764,366 | $56,649,260 | $0.00 | $221,259.93 | $0.00 | $0.00 |
| 75 | $0 | $922,459 | $6,597,653 | $17,184,152 | $36,037,049 | $62,053,608 | $0.00 | $228,617.50 | $0.00 | $0.00 |
| 76 | $0 | $774,513 | $6,874,768 | $18,290,556 | $39,147,830 | $68,040,250 | $0.00 | $235,988.15 | $0.00 | $0.00 |
| 77 | $0 | $619,166 | $7,232,051 | $19,765,990 | $42,875,339 | $74,364,329 | $0.00 | $243,663.62 | $0.00 | $0.00 |
| 78 | $0 | $398,389 | $7,590,069 | $21,586,030 | $46,295,978 | $82,152,938 | $0.00 | $251,763.44 | $0.00 | $0.00 |
| 79 | $0 | $182,063 | $7,925,071 | $22,931,077 | $50,718,492 | $90,795,549 | $0.00 | $259,907.09 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,293,699 | $24,644,073 | $54,977,154 | $100,559,934 | $0.00 | $268,203.70 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,816,556 | $26,538,364 | $60,328,859 | $109,540,315 | $0.00 | $276,911.35 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,120,743 | $28,449,426 | $65,795,702 | $122,366,471 | $0.00 | $285,951.27 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,675,799 | $31,106,463 | $71,129,451 | $133,202,274 | $0.00 | $295,096.44 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,117,744 | $33,537,682 | $78,166,970 | $145,779,346 | $0.00 | $304,987.20 | $0.00 | $0.00 |
| 85 | $0 | $0 | $10,738,348 | $36,009,376 | $84,975,150 | $161,585,009 | $0.00 | $314,935.76 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,272,188 | $38,985,378 | $91,687,330 | $178,933,695 | $0.00 | $325,240.75 | $0.00 | $0.00 |
| 87 | $0 | $0 | $11,838,198 | $42,473,217 | $100,673,414 | $197,615,803 | $0.00 | $335,936.30 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,348,048 | $46,448,967 | $109,024,906 | $218,868,353 | $0.00 | $346,580.61 | $0.00 | $0.00 |
| 89 | $0 | $0 | $13,053,380 | $50,204,784 | $119,239,244 | $239,916,809 | $0.00 | $358,175.37 | $0.00 | $0.00 |
| 90 | $0 | $0 | $13,839,706 | $54,039,380 | $130,543,143 | $264,515,356 | $0.00 | $369,778.02 | $0.00 | $0.00 |
| 91 | $0 | $0 | $14,793,101 | $58,416,600 | $143,262,376 | $287,671,200 | $0.00 | $382,035.86 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,754,052 | $63,120,397 | $156,044,223 | $316,627,757 | $0.00 | $394,202.30 | $0.00 | $0.00 |
| 93 | $0 | $0 | $16,815,144 | $68,331,789 | $169,781,938 | $347,697,832 | $0.00 | $407,244.77 | $0.00 | $0.00 |
| 94 | $0 | $0 | $17,752,466 | $74,469,953 | $186,734,673 | $379,178,497 | $0.00 | $420,952.19 | $0.00 | $0.00 |
| 95 | $0 | $0 | $18,632,041 | $80,796,980 | $203,146,040 | $416,396,598 | $0.00 | $434,692.71 | $0.00 | $0.00 |
| 96 | $0 | $0 | $19,578,562 | $86,933,803 | $222,055,499 | $466,632,192 | $0.00 | $448,687.55 | $0.00 | $0.00 |
| 97 | $0 | $0 | $20,832,671 | $93,890,447 | $245,725,259 | $506,525,968 | $0.00 | $463,738.92 | $0.00 | $0.00 |
| 98 | $0 | $0 | $22,098,371 | $101,847,216 | $268,434,330 | $558,319,394 | $0.00 | $478,539.15 | $0.00 | $0.00 |
| 99 | $0 | $0 | $23,475,945 | $110,661,202 | $293,404,810 | $619,003,502 | $0.00 | $494,246.58 | $0.00 | $0.00 |
| 100 | $0 | $0 | $24,765,434 | $119,714,221 | $321,803,464 | $681,466,579 | $0.00 | $509,786.62 | $0.00 | $0.00 |
