Retirement Simulator
The Retirement Simulator provides a comprehensive analysis of your retirement plans, projecting the probability of success based on different scenarios. Utilizing Monte Carlo simulations, this tool predicts the chance of investment survivability by running numerous simulations to account for market variability and planned spending.
Retirement Plans
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Asset > Commodities
Timeline: 55+
Asset Value: $5,000.00
Inflation Adjustment: Yes
Description:
Investment Percentiles: Survival rate to age 100: 84%
Net Worth: Assets + Investments using 15th Percentile
Investments
| Age | Worst Scenario | 10th Percentile | 25th Percentile | 50th Percentile | 75th Percentile | 90th Percentile | Contributions | Withdrawals | Income | Expense |
|---|---|---|---|---|---|---|---|---|---|---|
| 39 | $659,156 | $882,128 | $947,814 | $1,039,333 | $1,109,823 | $1,164,124 | $90,000.00 | $0.00 | $0.00 | $0.00 |
| 40 | $594,269 | $963,426 | $1,092,183 | $1,222,009 | $1,353,163 | $1,464,643 | $92,958.00 | $0.00 | $0.00 | $0.00 |
| 41 | $614,907 | $1,087,452 | $1,250,139 | $1,440,694 | $1,621,381 | $1,798,656 | $95,956.36 | $0.00 | $0.00 | $0.00 |
| 42 | $710,918 | $1,225,434 | $1,427,728 | $1,669,701 | $1,916,315 | $2,160,284 | $99,093.76 | $0.00 | $0.00 | $0.00 |
| 43 | $630,999 | $1,377,585 | $1,622,308 | $1,927,676 | $2,253,841 | $2,575,738 | $102,370.66 | $0.00 | $0.00 | $0.00 |
| 44 | $796,608 | $1,545,727 | $1,839,623 | $2,217,745 | $2,627,760 | $3,028,965 | $105,708.11 | $0.00 | $0.00 | $0.00 |
| 45 | $743,653 | $1,732,333 | $2,081,840 | $2,535,554 | $3,033,099 | $3,550,014 | $109,140.08 | $0.00 | $0.00 | $0.00 |
| 46 | $730,532 | $1,712,894 | $2,135,745 | $2,682,821 | $3,290,026 | $3,939,428 | $0.00 | $90,000.00 | $0.00 | $0.00 |
| 47 | $464,268 | $1,726,050 | $2,196,788 | $2,828,728 | $3,554,881 | $4,358,276 | $0.00 | $92,945.38 | $0.00 | $0.00 |
| 48 | $472,296 | $1,742,880 | $2,279,873 | $3,001,208 | $3,843,906 | $4,792,381 | $0.00 | $96,001.86 | $0.00 | $0.00 |
| 49 | $426,618 | $1,757,413 | $2,341,516 | $3,183,325 | $4,168,461 | $5,273,746 | $0.00 | $99,102.97 | $0.00 | $0.00 |
| 50 | $275,754 | $1,757,668 | $2,435,017 | $3,369,229 | $4,520,114 | $5,801,032 | $0.00 | $102,351.97 | $0.00 | $0.00 |
| 51 | $173,551 | $1,789,707 | $2,514,491 | $3,554,177 | $4,881,560 | $6,387,932 | $0.00 | $105,717.34 | $0.00 | $0.00 |
| 52 | $79,528 | $1,781,407 | $2,617,169 | $3,772,057 | $5,312,145 | $7,082,236 | $0.00 | $109,219.57 | $0.00 | $0.00 |
| 53 | $0 | $1,798,030 | $2,693,392 | $3,992,238 | $5,761,909 | $7,805,689 | $0.00 | $112,706.66 | $0.00 | $0.00 |
| 54 | $0 | $1,806,048 | $2,809,751 | $4,261,369 | $6,217,212 | $8,547,681 | $0.00 | $116,404.94 | $0.00 | $0.00 |
| 55 | $0 | $1,847,870 | $2,916,674 | $4,564,068 | $6,729,122 | $9,407,369 | $0.00 | $120,299.07 | $0.00 | $0.00 |
| 56 | $0 | $1,860,707 | $3,049,847 | $4,868,479 | $7,299,879 | $10,313,156 | $0.00 | $124,290.66 | $0.00 | $0.00 |
| 57 | $0 | $1,843,596 | $3,140,040 | $5,136,519 | $7,899,539 | $11,294,333 | $0.00 | $128,286.15 | $0.00 | $0.00 |
| 58 | $0 | $1,862,113 | $3,238,656 | $5,473,500 | $8,569,584 | $12,548,930 | $0.00 | $132,564.52 | $0.00 | $0.00 |
| 59 | $0 | $1,849,987 | $3,361,840 | $5,815,026 | $9,314,877 | $13,741,887 | $0.00 | $136,936.48 | $0.00 | $0.00 |
| 60 | $0 | $1,857,565 | $3,531,832 | $6,221,615 | $10,197,820 | $15,064,034 | $0.00 | $141,350.42 | $0.00 | $0.00 |
| 61 | $0 | $1,863,409 | $3,671,003 | $6,634,868 | $10,987,137 | $16,660,131 | $0.00 | $145,956.06 | $0.00 | $0.00 |
| 62 | $0 | $1,860,227 | $3,811,641 | $7,045,442 | $11,999,931 | $18,313,588 | $0.00 | $150,753.11 | $0.00 | $0.00 |
| 63 | $0 | $1,867,952 | $3,980,292 | $7,535,967 | $13,081,721 | $19,926,012 | $0.00 | $155,636.89 | $0.00 | $0.00 |
| 64 | $0 | $1,844,092 | $4,139,792 | $8,040,057 | $14,195,565 | $21,915,343 | $0.00 | $160,752.17 | $0.00 | $0.00 |
| 65 | $0 | $1,828,586 | $4,342,302 | $8,626,046 | $15,455,349 | $24,178,484 | $0.00 | $165,981.51 | $0.00 | $0.00 |
| 66 | $0 | $1,798,391 | $4,572,943 | $9,208,300 | $16,815,782 | $26,734,502 | $0.00 | $171,529.66 | $0.00 | $0.00 |
| 67 | $0 | $1,747,329 | $4,736,881 | $9,908,009 | $18,063,185 | $29,611,215 | $0.00 | $177,060.16 | $0.00 | $0.00 |
| 68 | $0 | $1,720,152 | $4,936,909 | $10,654,427 | $19,879,436 | $32,312,713 | $0.00 | $182,875.64 | $0.00 | $0.00 |
| 69 | $0 | $1,674,223 | $5,145,014 | $11,335,706 | $21,481,866 | $35,410,200 | $0.00 | $188,794.33 | $0.00 | $0.00 |
| 70 | $0 | $1,618,610 | $5,336,030 | $12,101,972 | $23,390,795 | $39,102,304 | $0.00 | $195,071.41 | $0.00 | $0.00 |
| 71 | $0 | $1,556,622 | $5,608,464 | $13,081,708 | $25,376,711 | $42,674,604 | $0.00 | $201,378.41 | $0.00 | $0.00 |
| 72 | $0 | $1,457,155 | $5,830,458 | $14,125,777 | $28,005,035 | $47,497,702 | $0.00 | $207,858.26 | $0.00 | $0.00 |
| 73 | $0 | $1,324,771 | $6,079,261 | $15,166,324 | $30,034,074 | $51,984,051 | $0.00 | $214,844.86 | $0.00 | $0.00 |
| 74 | $0 | $1,201,983 | $6,339,622 | $16,283,955 | $32,537,245 | $56,799,355 | $0.00 | $221,937.33 | $0.00 | $0.00 |
| 75 | $0 | $1,081,953 | $6,689,606 | $17,420,802 | $35,486,142 | $62,910,366 | $0.00 | $229,249.17 | $0.00 | $0.00 |
| 76 | $0 | $926,050 | $7,016,809 | $18,926,230 | $38,297,842 | $68,812,821 | $0.00 | $236,920.21 | $0.00 | $0.00 |
| 77 | $0 | $715,960 | $7,278,681 | $20,214,405 | $42,067,264 | $76,203,325 | $0.00 | $244,780.05 | $0.00 | $0.00 |
| 78 | $0 | $477,354 | $7,641,801 | $21,809,326 | $45,902,931 | $83,745,797 | $0.00 | $252,609.73 | $0.00 | $0.00 |
| 79 | $0 | $241,909 | $8,068,549 | $23,395,778 | $50,452,295 | $92,105,519 | $0.00 | $261,022.01 | $0.00 | $0.00 |
| 80 | $0 | $0 | $8,383,306 | $25,164,156 | $54,765,714 | $101,689,361 | $0.00 | $269,717.11 | $0.00 | $0.00 |
| 81 | $0 | $0 | $8,893,671 | $27,040,232 | $59,755,099 | $110,994,172 | $0.00 | $278,404.91 | $0.00 | $0.00 |
| 82 | $0 | $0 | $9,235,644 | $29,289,752 | $65,318,461 | $122,320,219 | $0.00 | $287,542.89 | $0.00 | $0.00 |
| 83 | $0 | $0 | $9,774,374 | $31,798,261 | $71,428,966 | $135,249,238 | $0.00 | $297,070.44 | $0.00 | $0.00 |
| 84 | $0 | $0 | $10,318,113 | $34,242,218 | $78,076,457 | $148,690,009 | $0.00 | $306,834.69 | $0.00 | $0.00 |
| 85 | $0 | $0 | $11,041,856 | $36,873,857 | $85,771,163 | $163,365,949 | $0.00 | $316,722.45 | $0.00 | $0.00 |
| 86 | $0 | $0 | $11,436,157 | $39,586,420 | $94,052,505 | $179,981,555 | $0.00 | $327,119.34 | $0.00 | $0.00 |
| 87 | $0 | $0 | $12,061,519 | $42,684,818 | $102,236,213 | $197,139,260 | $0.00 | $337,729.74 | $0.00 | $0.00 |
| 88 | $0 | $0 | $12,781,762 | $46,027,210 | $112,180,699 | $217,559,573 | $0.00 | $348,875.27 | $0.00 | $0.00 |
| 89 | $0 | $0 | $13,263,357 | $49,808,506 | $122,684,295 | $240,448,761 | $0.00 | $360,614.95 | $0.00 | $0.00 |
| 90 | $0 | $0 | $14,270,922 | $53,739,377 | $132,268,351 | $265,886,231 | $0.00 | $372,293.39 | $0.00 | $0.00 |
| 91 | $0 | $0 | $15,050,463 | $57,624,161 | $144,218,369 | $291,248,368 | $0.00 | $384,206.13 | $0.00 | $0.00 |
| 92 | $0 | $0 | $15,805,060 | $62,580,036 | $158,559,258 | $323,060,637 | $0.00 | $396,742.79 | $0.00 | $0.00 |
| 93 | $0 | $0 | $16,919,085 | $67,826,194 | $173,119,187 | $353,993,891 | $0.00 | $409,602.26 | $0.00 | $0.00 |
| 94 | $0 | $0 | $17,643,449 | $72,932,212 | $189,956,300 | $383,247,278 | $0.00 | $422,833.69 | $0.00 | $0.00 |
| 95 | $0 | $0 | $18,454,326 | $78,850,976 | $205,835,509 | $419,130,535 | $0.00 | $436,597.83 | $0.00 | $0.00 |
| 96 | $0 | $0 | $19,852,263 | $86,294,982 | $224,838,308 | $460,118,988 | $0.00 | $450,695.96 | $0.00 | $0.00 |
| 97 | $0 | $0 | $21,251,306 | $93,769,189 | $247,705,903 | $511,710,416 | $0.00 | $465,258.70 | $0.00 | $0.00 |
| 98 | $0 | $0 | $22,682,044 | $102,130,552 | $270,352,974 | $558,366,380 | $0.00 | $480,383.88 | $0.00 | $0.00 |
| 99 | $0 | $0 | $24,365,919 | $110,719,925 | $294,716,111 | $617,660,317 | $0.00 | $495,868.13 | $0.00 | $0.00 |
| 100 | $0 | $0 | $25,730,390 | $119,768,197 | $320,214,615 | $675,712,910 | $0.00 | $512,160.08 | $0.00 | $0.00 |
